Interactive Fin

Why is Interactive Financial Services Ltd falling/rising?

As of 01-Sep, the stock price of Interactive Financial Services Ltd is at 13.92, down 0.5%. The decline is driven by reduced investor participation, weak long-term performance, and low fundamental strength, despite recent positive financial results.

As of 01-Sep, the stock price of Interactive Financial Services Ltd is currently at 13.92, reflecting a change of -0.07 (-0.5%). The stock has shown a decline in its price, which can be attributed to several factors outlined in the provided data.<BR><BR>Despite a recent outperformance against its sector by 1.17%, the stock has experienced a significant drop in investor participation, with delivery volume falling by 76.37% compared to the 5-day average. This decline in trading activity suggests a lack of confidence among investors, contributing to the downward pressure on the stock price.<BR><BR>Additionally, while the company reported positive financial results for the nine months ending June 26, including a 92.33% growth in net sales and a remarkable 354.63% increase in profit after tax, these gains have not translated into positive stock performance in the long term. The stock has generated a return of -28.25% over the past year and has underperformed the broader market indices, including the BSE500, over various time frames.<BR><BR>Moreover, the stock's long-term fundamental strength is considered weak, with an average return on equity (ROE) of 10.65%. This, combined with the stock's historical performance, indicates that investors may be cautious about its future prospects, further contributing to the decline in price.<BR><BR>In summary, the combination of decreased investor participation, poor long-term performance, and weak fundamental strength are key factors leading to the current decline in the stock price of Interactive Financial Services Ltd.

Who are in the management team of Interactive Fin?

The management team of Interactive Fin includes Mayur Parikh (Director), Pradip Sandhir (Managing Director), Rutu Sanghvi (Independent Director), Jaini Jain (Company Secretary & Compliance Officer), and Raghav Jobanputra (Additional Director).

The management team of Interactive Fin includes the following individuals:<BR><BR>1. **Mayur Parikh** - Director<BR>2. **Pradip Sandhir** - Managing Director<BR>3. **Rutu Sanghvi** - Independent Director<BR>4. **Jaini Jain** - Company Secretary & Compliance Officer<BR>5. **Raghav Jobanputra** - Additional Director<BR><BR>If you have any more questions about the company or its management, feel free to ask!

What does Interactive Fin do?

Interactive Financial Services Ltd is a Category-I Merchant Banker specializing in financial, leasing, and software solutions, with a market cap of INR 9 Cr and recent quarterly net sales and profit of 1 Cr each. The company was incorporated in 1994 and is registered with SEBI.

Overview:<BR>Interactive Financial Services Ltd is a Category-I Merchant Banker in the Capital Markets industry, specializing in financial, leasing, and software solutions.<BR><BR>History:<BR>The company was incorporated on October 24, 1994. It is registered with SEBI as a Category-I Merchant Banker. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 1 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 1 Cr (Quarterly Results - Jun 2026) <BR>Market cap: INR 9 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 2.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.03 <BR>Return on Equity: 12.98% <BR>Price to Book: 0.31 <BR><BR>Contact Details:<BR>Address: A-1006 Premium House, B/H Handloom House Ashram Road Ahmedabad Gujarat : 380009 <BR>Tel: 91-79-26427428 <BR>Email: info@ifinservices.com <BR>Website: http://www.infinservices.com

Who are the peers of the Interactive Fin?

Interactive Fin's peers include Mefcom Capital, My Money Sec., 21st Cent. Mgmt., Gogia Capital, Khandwala Sec., Vedant Asset, GCM Securit., and Transpact Enter. While Interactive Fin shows excellent growth and management risk, its 1-year return of -28.22% is better than Gogia Capital's -48.19% but worse than Vedant Asset's 77.65%.

Peers: The peers of Interactive Fin are Mefcom Capital, My Money Sec., 21st Cent. Mgmt., Gogia Capital, Khandwala Sec., Vedant Asset, GCM Securit., and Transpact Enter.<BR><BR>Quality Snapshot: Excellent management risk is observed at Mefcom Capital, My Money Sec., 21st Cent. Mgmt., Gogia Capital, Khandwala Sec., Vedant Asset, GCM Securit., and Interactive Fin, while Below Average management risk is found at all other peers. Growth is Excellent at Interactive Fin, while Good growth is noted at My Money Sec., Average growth is found at 21st Cent. Mgmt. and Vedant Asset, and Below Average growth is observed at Mefcom Capital, Gogia Capital, Khandwala Sec., and GCM Securit. All peers maintain an Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Vedant Asset at 77.65%, while Gogia Capital has the lowest at -48.19%. Interactive Fin's 1-year return of -28.22% is better than Gogia Capital's but worse than Vedant Asset's. Additionally, the six-month return is negative for My Money Sec., Gogia Capital, Khandwala Sec., GCM Securit., and Transpact Enter.

How big is Interactive Fin?

As of 31st August, Interactive Financial Services Ltd has a market capitalization of 9.00 Cr, with recent net sales of 7.89 Cr and a net profit of 4.10 Cr. Shareholder's funds are 28.09 Cr, and total assets amount to 30.02 Cr as of March 2025.

As of 31st August, Interactive Financial Services Ltd has a market capitalization of 9.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 7.89 Cr and a Net Profit of 4.10 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 28.09 Cr and Total Assets of 30.02 Cr.

Which are the latest news on Interactive Fin?

Should I buy, sell or hold Interactive Financial Services Ltd?

When is the next results date for Interactive Financial Services Ltd?

The next results date for Interactive Financial Services Ltd is 14 August 2026.

The next results date for Interactive Financial Services Ltd is scheduled for 14 August 2026.

Are Interactive Financial Services Ltd latest results good or bad?

Interactive Financial Services Ltd's latest results are strong, showing a net profit of ₹1.33 crores and a revenue increase of 234.12% year-on-year. However, potential investors should be cautious due to concerns about sustainability and the company's volatile earnings history.

The latest results for Interactive Financial Services Ltd are quite impressive, indicating a strong turnaround from previous performance. In Q4 FY26, the company reported a net profit of ₹1.33 crores, which is a significant increase of 195.56% compared to the previous quarter and a dramatic recovery from a loss of ₹0.39 crores in the same quarter last year. <BR><BR>Revenue also saw remarkable growth, reaching ₹2.84 crores, which represents a year-on-year increase of 234.12% and an 83.23% increase from the previous quarter. The operating margin, excluding other income, was an extraordinary 75.35%, a stark contrast to the negative margin of -111.76% in Q4 FY25.<BR><BR>These results suggest that the company has made substantial progress in its operations, demonstrating strong revenue momentum and improved profitability. However, despite these positive financial indicators, there are concerns regarding the sustainability of this performance due to the absence of institutional investment and the company's volatile earnings history. <BR><BR>Overall, while the latest results are good in terms of financial performance, potential investors should consider the broader context of the company's market position and governance issues before making decisions.

How has been the historical performance of Interactive Fin?

Interactive Fin has shown significant growth from March 2023 to March 2025, with net sales increasing from 1.56 Cr to 7.41 Cr and operating profit rising from 0.31 Cr to 2.85 Cr, reflecting a robust operating profit margin of 38.46%. Total assets and liabilities also expanded significantly, while cash flow from financing activities improved, indicating strong overall financial performance.

Answer:<BR>The historical performance of Interactive Fin shows significant growth in net sales and profitability over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>Interactive Fin's net sales have increased dramatically from 1.56 Cr in March 2023 to 7.41 Cr in March 2025, reflecting a strong upward trend. The total operating income followed a similar pattern, rising from 1.56 Cr in March 2023 to 7.41 Cr in March 2025. The company has also seen a notable improvement in operating profit, which increased from 0.31 Cr in March 2023 to 2.85 Cr in March 2025, indicating a robust operating profit margin of 38.46% in the latest fiscal year. Profit before tax has also surged from 1.53 Cr in March 2023 to 3.93 Cr in March 2025, with profit after tax reaching 2.85 Cr in March 2025, up from 1.20 Cr in March 2023. The company's total assets have expanded significantly from 9.17 Cr in March 2023 to 30.02 Cr in March 2025, while total liabilities increased from 9.17 Cr to 30.02 Cr in the same period. Cash flow from financing activities showed a positive inflow of 12.00 Cr in March 2025, contributing to a net cash inflow of 7.00 Cr, which is a notable improvement compared to previous years. Overall, Interactive Fin has demonstrated strong growth in sales, profitability, and asset accumulation over the past few years.

Who are the top shareholders of the Interactive Fin?

The top shareholders of Interactive Fin are primarily individual investors, holding 64.03% of the company, with Pradip Ramprasad Sandhir being the largest public shareholder at 14.01%. There are no institutional investors, mutual funds, or significant promoter holdings.

The top shareholders of Interactive Fin include individual investors, who hold a significant 64.03% of the company. Among public shareholders, Pradip Ramprasad Sandhir stands out with a holding of 14.01%. There are no institutional investors or mutual funds involved, and there are no pledged promoter holdings. Additionally, there are no promoters listed with significant holdings.

Is Interactive Fin overvalued or undervalued?

As of June 2, 2025, Interactive Fin's valuation has improved to attractive, with a PE ratio of 4.36, an EV to EBIT ratio of 2.55, and a strong ROCE of 35.25%, indicating it is undervalued compared to peers like Life Insurance and Bajaj Finance, despite a year-to-date stock performance lagging at -52.36%.

As of 2 June 2025, the valuation grade for Interactive Fin has moved from fair to attractive, indicating a positive shift in its financial standing. The company is currently considered undervalued, particularly when compared to its peers. Key ratios highlight this valuation: the PE ratio stands at 4.36, the EV to EBIT ratio is 2.55, and the ROCE is a strong 35.25%. <BR><BR>In comparison to its peers, Interactive Fin's PE ratio is significantly lower than that of Life Insurance, which is at 12.54, and Bajaj Finance Ltd., which is at 35.01. This suggests that Interactive Fin offers a more compelling investment opportunity relative to these competitors. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -52.36%, which may further indicate that the market has not fully recognized its value potential.

What is the technical trend for Interactive Fin?

As of April 21, 2025, Interactive Fin's technical trend has shifted to a moderate bearish stance, indicated by bearish MACD and Bollinger Bands on multiple time frames, alongside a significant year-to-date underperformance of -52.36% compared to the Sensex.

As of 21 April 2025, the technical trend for Interactive Fin has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly time frame, bearish Bollinger Bands on both weekly and monthly time frames, and a bearish daily moving average. The KST is also bearish on the weekly and mildly bearish on the monthly. The Dow Theory indicates a mildly bearish trend on the weekly, with no trend on the monthly. The stock has underperformed significantly compared to the Sensex over various periods, particularly with a year-to-date return of -52.36%.

Has Interactive Fin declared dividend?

No Dividend History Available