Interactive Fin

Why is Interactive Financial Services Ltd falling/rising?

As of 08-Jul, the stock price of Interactive Financial Services Ltd is at 13.21, reflecting a year-to-date decline of 26.61% and a 33.98% drop over the past year. The stock is underperforming against its moving averages and is nearing its 52-week low, indicating a bearish trend and waning investor interest.

As of 08-Jul, the stock price of Interactive Financial Services Ltd is falling, currently at 13.21, which reflects a decrease of 0.19 or 1.42%. This decline is part of a broader trend, as the stock has experienced a significant year-to-date drop of 26.61%, compared to a 10.23% decline in the benchmark Sensex. Over the past year, the stock has fallen by 33.98%, while the Sensex has only decreased by 8.61%. <BR><BR>Today's performance indicates that the stock is trading lower than its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. Additionally, the finance/NBFC sector has seen a decline of 2.48%, which may be contributing to the downward pressure on the stock. <BR><BR>Investor participation appears to be waning, as evidenced by a delivery volume of 762 on July 7, which is down by 91.32% compared to the 5-day average. This lack of activity suggests decreased interest among investors, further supporting the stock's falling price. The stock is also close to its 52-week low, being only 4.62% away from a low of Rs 12.6. Overall, these factors collectively indicate a bearish trend for Interactive Financial Services Ltd.

Which are the latest news on Interactive Fin?

What does Interactive Fin do?

Interactive Financial Services Ltd is a Category-I Merchant Banker specializing in financial, leasing, and software solutions, with a market cap of INR 10 Cr and recent quarterly net sales of 3 Cr and net profit of 1 Cr. The company has been registered with SEBI since its incorporation in 1994.

Overview:<BR>Interactive Financial Services Ltd is a Category-I Merchant Banker in the Capital Markets industry, specializing in financial, leasing, and software solutions.<BR><BR>History:<BR>Incorporated on October 24, 1994, Interactive Financial Services Ltd has maintained its status as a registered Merchant Banker with SEBI. The latest quarterly results reported net sales and profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 3 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 1 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 10 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 3.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.03 <BR>Return on Equity: 11.36% <BR>Price to Book: 0.32 <BR><BR>Contact Details:<BR>Address: A-1006 Premium House, B/H Handloom House Ashram Road Ahmedabad Gujarat : 380009 <BR>Tel: 91-79-26427428 <BR>Email: info@ifinservices.com <BR>Website: http://www.infinservices.com

How big is Interactive Fin?

As of 10th June, Interactive Financial Services Ltd has a market capitalization of 10.00 Cr, with recent net sales of 7.37 Cr and net profit of 3.50 Cr over the last four quarters. Shareholder's funds are valued at 28.09 Cr, and total assets amount to 30.02 Cr as of March 2025.

As of 10th June, <BR><BR>Market Cap: Interactive Financial Services Ltd has a market capitalization of 10.00 Cr, which classifies it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 7.37 Cr, while the sum of Net Profit for the same period is 3.50 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2025. Shareholder's Funds are valued at 28.09 Cr, and Total Assets amount to 30.02 Cr.

Who are in the management team of Interactive Fin?

The management team of Interactive Fin includes Mayur Parikh (Director), Pradip Sandhir (Managing Director), Rutu Sanghvi (Independent Director), Jaini Jain (Company Secretary & Compliance Officer), and Raghav Jobanputra (Additional Director).

The management team of Interactive Fin includes the following individuals:<BR><BR>1. Mayur Parikh - Director<BR>2. Pradip Sandhir - Managing Director<BR>3. Rutu Sanghvi - Independent Director<BR>4. Jaini Jain - Company Secretary & Compliance Officer<BR>5. Raghav Jobanputra - Additional Director<BR><BR>If you need more details about their roles or the company, feel free to ask!

Who are the peers of the Interactive Fin?

Peers of Interactive Fin include My Money Sec., Mefcom Capital, 21st Cent. Mgmt., Gogia Capital, Khandwala Sec., GCM Securit., Vedant Asset, and Transpact Enter. Interactive Fin has excellent growth but a below-average management risk and a 1-year return of -24.54%, lower than My Money Sec.'s 59.71% and higher than Mefcom Capital's -18.98%.

Peers: The peers of Interactive Fin are My Money Sec., Mefcom Capital, 21st Cent. Mgmt., Gogia Capital, Khandwala Sec., GCM Securit., Vedant Asset, and Transpact Enter.<BR><BR>Quality Snapshot: Excellent management risk is observed at My Money Sec., while Average management risk is found at 21st Cent. Mgmt., Gogia Capital, and the rest. Below Average management risk is noted for Mefcom Capital, Khandwala Sec., GCM Securit., Vedant Asset, and Interactive Fin. Excellent growth is seen at Interactive Fin. and My Money Sec., while Average growth is found at Vedant Asset and the rest. Below Average growth is noted for Gogia Capital, Khandwala Sec., GCM Securit., and the rest. All peers maintain an Excellent capital structure.<BR><BR>Return Snapshot: My Money Sec. has the highest 1-year return at 59.71%, while Mefcom Capital has the lowest at -18.98%. Interactive Fin.'s 1-year return of -24.54% is lower than both. Additionally, Gogia Capital, Khandwala Sec., GCM Securit., and Vedant Asset all have negative six-month returns.

Should I buy, sell or hold Interactive Financial Services Ltd?

Are Interactive Financial Services Ltd latest results good or bad?

Interactive Financial Services Ltd's latest results are strong, showing a net profit of ₹1.33 crores and a revenue increase of 234.12% year-on-year. However, potential investors should be cautious due to concerns about sustainability and the company's volatile earnings history.

The latest results for Interactive Financial Services Ltd are quite impressive, indicating a strong turnaround from previous performance. In Q4 FY26, the company reported a net profit of ₹1.33 crores, which is a significant increase of 195.56% compared to the previous quarter and a dramatic recovery from a loss of ₹0.39 crores in the same quarter last year. <BR><BR>Revenue also saw remarkable growth, reaching ₹2.84 crores, which represents a year-on-year increase of 234.12% and an 83.23% increase from the previous quarter. The operating margin, excluding other income, was an extraordinary 75.35%, a stark contrast to the negative margin of -111.76% in Q4 FY25.<BR><BR>These results suggest that the company has made substantial progress in its operations, demonstrating strong revenue momentum and improved profitability. However, despite these positive financial indicators, there are concerns regarding the sustainability of this performance due to the absence of institutional investment and the company's volatile earnings history. <BR><BR>Overall, while the latest results are good in terms of financial performance, potential investors should consider the broader context of the company's market position and governance issues before making decisions.

When is the next results date for Interactive Financial Services Ltd?

The next results date for Interactive Financial Services Ltd is 29 May 2026.

The next results date for Interactive Financial Services Ltd is scheduled for 29 May 2026.

How has been the historical performance of Interactive Fin?

Interactive Fin has shown significant growth from March 2023 to March 2025, with net sales increasing from 1.56 Cr to 7.41 Cr and operating profit rising from 0.31 Cr to 2.85 Cr, reflecting a robust operating profit margin of 38.46%. Total assets and liabilities also expanded significantly, while cash flow from financing activities improved, indicating strong overall financial performance.

Answer:<BR>The historical performance of Interactive Fin shows significant growth in net sales and profitability over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>Interactive Fin's net sales have increased dramatically from 1.56 Cr in March 2023 to 7.41 Cr in March 2025, reflecting a strong upward trend. The total operating income followed a similar pattern, rising from 1.56 Cr in March 2023 to 7.41 Cr in March 2025. The company has also seen a notable improvement in operating profit, which increased from 0.31 Cr in March 2023 to 2.85 Cr in March 2025, indicating a robust operating profit margin of 38.46% in the latest fiscal year. Profit before tax has also surged from 1.53 Cr in March 2023 to 3.93 Cr in March 2025, with profit after tax reaching 2.85 Cr in March 2025, up from 1.20 Cr in March 2023. The company's total assets have expanded significantly from 9.17 Cr in March 2023 to 30.02 Cr in March 2025, while total liabilities increased from 9.17 Cr to 30.02 Cr in the same period. Cash flow from financing activities showed a positive inflow of 12.00 Cr in March 2025, contributing to a net cash inflow of 7.00 Cr, which is a notable improvement compared to previous years. Overall, Interactive Fin has demonstrated strong growth in sales, profitability, and asset accumulation over the past few years.

Who are the top shareholders of the Interactive Fin?

The top shareholders of Interactive Fin are primarily individual investors, holding 64.03% of the company, with Pradip Ramprasad Sandhir being the largest public shareholder at 14.01%. There are no institutional investors, mutual funds, or significant promoter holdings.

The top shareholders of Interactive Fin include individual investors, who hold a significant 64.03% of the company. Among public shareholders, Pradip Ramprasad Sandhir stands out with a holding of 14.01%. There are no institutional investors or mutual funds involved, and there are no pledged promoter holdings. Additionally, there are no promoters listed with significant holdings.

Is Interactive Fin overvalued or undervalued?

As of June 2, 2025, Interactive Fin's valuation has improved to attractive, with a PE ratio of 4.36, an EV to EBIT ratio of 2.55, and a strong ROCE of 35.25%, indicating it is undervalued compared to peers like Life Insurance and Bajaj Finance, despite a year-to-date stock performance lagging at -52.36%.

As of 2 June 2025, the valuation grade for Interactive Fin has moved from fair to attractive, indicating a positive shift in its financial standing. The company is currently considered undervalued, particularly when compared to its peers. Key ratios highlight this valuation: the PE ratio stands at 4.36, the EV to EBIT ratio is 2.55, and the ROCE is a strong 35.25%. <BR><BR>In comparison to its peers, Interactive Fin's PE ratio is significantly lower than that of Life Insurance, which is at 12.54, and Bajaj Finance Ltd., which is at 35.01. This suggests that Interactive Fin offers a more compelling investment opportunity relative to these competitors. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -52.36%, which may further indicate that the market has not fully recognized its value potential.

What is the technical trend for Interactive Fin?

As of April 21, 2025, Interactive Fin's technical trend has shifted to a moderate bearish stance, indicated by bearish MACD and Bollinger Bands on multiple time frames, alongside a significant year-to-date underperformance of -52.36% compared to the Sensex.

As of 21 April 2025, the technical trend for Interactive Fin has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly time frame, bearish Bollinger Bands on both weekly and monthly time frames, and a bearish daily moving average. The KST is also bearish on the weekly and mildly bearish on the monthly. The Dow Theory indicates a mildly bearish trend on the weekly, with no trend on the monthly. The stock has underperformed significantly compared to the Sensex over various periods, particularly with a year-to-date return of -52.36%.

Has Interactive Fin declared dividend?

No Dividend History Available