Citizens Financial Services, Inc.

As of July 30, 2025, Citizens Financial Services, Inc. is fairly valued with a P/E ratio of 11 and competitive ratios compared to peers, but its long-term growth potential is limited, evidenced by a -6.01% return over three years versus the S&P 500's 70.41%.

As of June 13, 2025, the technical trend is mildly bearish due to bearish daily moving averages and weekly Bollinger Bands, despite some mildly bullish indicators, with the stock underperforming the S&P 500 recently.

As of April 24, 2025, Citizens Financial Services, Inc. is considered undervalued with an attractive valuation grade, a P/E ratio of 11, and a strong one-year return of 44.19%, indicating potential for continued growth despite recent underperformance relative to the S&P 500.

Citizens Financial Services, Inc. is a micro-cap regional bank with recent net sales of $39 million and a net profit of $8 million. Key metrics include a P/E ratio of 11.00, a dividend yield of 0.81%, and a market cap of $295.03 million.

As of Jun 18, Citizens Financial Services, Inc. has a market capitalization of 295.03 million and total assets of 3,034.53 million, with shareholder's funds at 299.73 million.