India Home Loans Ltd

India Home Loans Ltd has recently formed a Death Cross, a significant technical indicator where the 50-day moving average crosses below the 200-day moving average. This development signals a potential deterioration in the stock’s trend and raises concerns about long-term weakness amid already challenging market conditions for the housing finance sector.

India Home Loans Ltd has been downgraded from a Sell to a Strong Sell rating as of 1 February 2026, reflecting deteriorating technical indicators and persistent fundamental challenges. The housing finance company’s Mojo Score has dropped to 27.0, signalling heightened caution for investors amid sideways technical trends and weak financial performance.

India Home Loans Limited, a micro-cap housing finance company registered with the Reserve Bank of India, reported a concerning decline in profitability for Q2 FY26, with net profit plunging to ₹0.07 crores from ₹0.01 crores in Q1 FY26, marking a 600% quarter-on-quarter surge but revealing underlying operational challenges. With a market capitalisation of just ₹53.00 crores and trading at ₹35.00, the stock declined 2.40% on January 30, 2026, reflecting investor apprehension over the company's weak financial performance and stretched valuation metrics.

India Home Loans Ltd has seen its investment rating upgraded from Strong Sell to Sell as of 27 Jan 2026, driven primarily by a shift in technical indicators despite persistent fundamental weaknesses. The housing finance company’s Mojo Score rose modestly to 37.0, reflecting a nuanced balance between improving market signals and ongoing financial challenges.

India Home Loans Ltd has been downgraded from a Sell to a Strong Sell rating as of 20 Jan 2026, reflecting deteriorating technical indicators and persistent fundamental challenges. The housing finance company’s stock has underperformed key benchmarks, with a combination of flat financial results, weakening valuation metrics, and subdued technical trends prompting the revision.

India Home Loans Ltd is rated Sell by MarketsMOJO. This rating was last updated on 03 Nov 2025, reflecting a shift from the previous Hold rating. However, all fundamentals, returns, and financial metrics discussed below are based on the company’s current position as of 25 December 2025, providing investors with the latest insights into the stock’s performance and outlook.

India Home Loans has experienced a revision in its market evaluation, reflecting shifts in its financial and technical outlook. This change comes amid a backdrop of subdued long-term fundamentals and valuation concerns, set against a housing finance sector that continues to face challenges in growth and investor confidence.

India Home Loans, a key player in the housing finance sector, has experienced a notable revision in its valuation parameters, reflecting a shift in price attractiveness relative to its historical and peer benchmarks. This article analyses the recent changes in key financial metrics such as the price-to-earnings (P/E) ratio and price-to-book value (P/BV), placing them in the context of the company’s performance and sector dynamics.

India Home Loans has reported a flat financial performance for the quarter ending September 2025, with net sales of Rs 11.51 crore reflecting a 29.47% growth over nine months. However, challenges persist, particularly in operating cash flow and shareholder returns, necessitating strategic adjustments for improved competitiveness.

India Home Loans Limited, a micro-cap housing finance company registered with the Reserve Bank of India, reported a net profit of ₹0.07 crores for Q2 FY26 ended September 2025, marking a significant sequential increase of 600.00% from ₹0.01 crores in Q1 FY26. However, on a year-on-year basis, the profit grew a modest 16.67% from ₹0.06 crores in Q2 FY25. The company's stock, trading at ₹39.14 with a market capitalisation of ₹56.00 crores, has gained 1.72% following the results announcement.

India Home Loans has recently adjusted its evaluation, highlighting changes in financial metrics and market position. The company reported an 8.25% return over the past year, outperforming the Sensex. However, it faces challenges with declining net sales and operating profit, alongside reduced promoter confidence.