Are Aadhar Hsg. Fin. latest results good or bad?

Aadhar Housing Finance has reported its financial results for the quarter ending March 2025, highlighting several key metrics that reflect its operational performance. The company achieved net sales of Rs 832.61 crore, marking the highest quarterly sales in the last five quarters and indicating a consistent growth trend. Operating profit (PBDIT) also reached a record Rs 635.84 crore, showcasing a positive trajectory in operational efficiency.
Profit before tax (PBT) was reported at Rs 314.68 crore, the highest in the last five quarters, which suggests a strong financial position. Additionally, profit after tax (PAT) stood at Rs 244.84 crore, reinforcing the company's profitability. Earnings per share (EPS) reached Rs 5.68, again the highest in the last five quarters, which is favorable for shareholders.

However, there was an increase in non-operating income, which reached Rs 1.23 crore, the highest in the last five quarters. This rise in income from non-business activities raises some concerns regarding its sustainability in the long term.

In the subsequent quarter ending June 2025, the financial data indicates a net sales growth of 1.87% compared to the previous quarter, while consolidated net profit experienced a decline of 3.09%. Operating profit also saw a slight decrease of 0.82%. The operating profit margin, excluding other income, reflected a minor reduction of 0.79%.

Overall, Aadhar Housing Finance's financial performance for the quarter indicates a positive trajectory, despite some concerns regarding non-operating income and the adjustments in its evaluation.