Are Bajaj Housing latest results good or bad?

Bajaj Housing Finance has reported its financial results for the quarter ending June 2025, showcasing a record high in net sales at Rs 2,615.71 crore, which reflects consistent growth over the last five quarters. The operating profit (PBDIT) also reached a peak of Rs 2,371.25 crore, indicating a strong operational performance. Profit before tax (PBT) was reported at Rs 754.20 crore, marking the highest level in the last five quarters, while the profit after tax (PAT) for the latest six months stood at Rs 1,169.98 crore, showing a year-on-year growth of 35.42%.
However, the financial results also reveal challenges, particularly in cash flow, as the annual operating cash flow has declined to Rs -17,074.87 crore, continuing a downward trend over the past three years. This decline suggests difficulties in generating cash revenues from business operations.

Additionally, the company saw an adjustment in its evaluation, reflecting changes in its overall financial assessment. The quarterly results indicate a net sales growth of 4.33% compared to the previous quarter, while the standalone net profit experienced a slight decline of 0.58%. The operating profit margin also showed a minor decrease, indicating some pressures on profitability despite the overall positive trends in sales and profits.