Are Bank of Maha latest results good or bad?

Bank of Maharashtra has reported its financial results for the quarter ending June 2025, showcasing a strong performance across several key metrics. The bank achieved a record high Net Interest Income of Rs 3,291.72 crore, continuing a trend of consistent growth over the last five quarters. Interest Earned also reached a peak at Rs 7,053.91 crore, indicating a positive trajectory in core business income.
The Operating Profit (PBDIT) for the quarter was Rs 1,745.03 crore, marking the highest level in five quarters, which reflects enhanced operational efficiency with an Operating Profit Margin of 24.74%. Profit Before Tax (PBT) rose to Rs 877.61 crore, showing a notable increase compared to the average of the previous four quarters. Profit After Tax (PAT) also reached a new high of Rs 1,592.76 crore.

Additionally, the bank's Gross NPA ratio improved to 1.74%, and the Net NPA ratio fell to 0.18%, indicating a reduction in stressed loans, which is a positive sign for asset quality. The bank's Cash and Cash Equivalents increased to Rs 37,992.99 crore, enhancing its short-term liquidity position.

Overall, the financial health of Bank of Maharashtra appears robust, despite a notable percentage of Non-Operating Income. It is worth mentioning that the company saw an adjustment in its evaluation during this reporting period.