Are CreditAcc. Gram. latest results good or bad?

CreditAccess Grameen has reported its financial results for the quarter ending March 2025, which highlight several key operational trends. The company experienced a Profit Before Tax (PBT) of Rs 50.00 crore, which represents a notable decline when compared to the average PBT of the previous four quarters. Similarly, the Profit After Tax (PAT) for the quarter was Rs 47.21 crore, also reflecting a significant decrease from the average PAT over the last year.
In terms of sales performance, the company reported a net sales growth of 1.90% compared to the previous quarter, which contrasts with a decline observed in the prior quarter. The consolidated net profit showed a growth of 147.44% compared to the previous quarter, indicating a recovery from a substantial decline in the earlier period.

The operating profit margin, excluding other income, stood at 38.60%, with a change reflecting a positive trend. However, despite these improvements in certain metrics, the overall financial performance remains a concern, suggesting challenges in the current financial environment.

Additionally, the company saw an adjustment in its evaluation, indicating a slight change in its financial assessment over the past three months. Overall, while there are some positive movements in specific areas, the significant declines in profit metrics underscore ongoing operational difficulties for CreditAccess Grameen.