Are Inter Globe Finance Ltd latest results good or bad?

Inter Globe Finance Ltd's latest financial results reveal significant operational challenges. In the quarter ended September 2025, the company reported net sales of ₹45.07 crores, which represents a notable decline of 32.92% compared to the previous quarter. This decline is concerning, especially given that the broader NBFC sector has shown resilience during the same period. The company's standalone net profit for the quarter was ₹3.66 crores, reflecting a growth of 14.37% from the previous quarter. However, this growth comes against a backdrop of significant volatility, as the previous quarter had seen a much higher growth rate of 171.27%. The operating profit margin, excluding other income, decreased to 3.55%, indicating a tightening profitability cushion. Moreover, the return on equity (ROE) stands at a negative 2.50%, and the return on capital employed (ROCE) is at negative 7.40%, both of which signal fundamental operational issues and value destruction for shareholders. The company has also experienced a sharp decline in its stock performance, underperforming significantly against its peers in the NBFC sector. Overall, Inter Globe Finance Ltd's financial results indicate a company grappling with operational instability and a lack of consistent profitability. The company saw an adjustment in its evaluation, reflecting these ongoing challenges and the market's skepticism regarding its future performance.