Are Muthoot Microfin latest results good or bad?

Muthoot Microfin has reported financial results for the quarter ending March 2025 that reflect significant challenges across multiple key metrics. The company's net sales have decreased by 15.4%, reaching Rs 555.03 crore, which is the lowest level observed in the last five quarters. This decline is accompanied by a notable drop in the operating profit margin, which stands at -52.25%, indicating a reduced operational efficiency.
The Profit Before Tax (PBT) has recorded a substantial decline, reported at Rs -522.90 crore, representing a drastic fall compared to the average PBT of the previous four quarters. Similarly, the Profit After Tax (PAT) is reported at Rs -401.15 crore, reflecting a significant reduction from prior averages.

The operating profit to interest ratio has also declined to -1.31 times, marking the lowest point in five quarters and suggesting challenges in managing interest obligations. Earnings per share (EPS) have fallen to Rs -23.53, indicating a negative impact on shareholder profitability.

Overall, Muthoot Microfin's financial performance for this quarter has been marked by considerable difficulties, leading to an adjustment in its evaluation.