Are PMC Fincorp latest results good or bad?

PMC Fincorp has reported its financial results for the quarter ending March 2025, revealing a complex picture. While the net sales for the nine-month period reached Rs 15.55 crore, reflecting a year-on-year growth of 37%, this positive aspect is overshadowed by significant declines in profitability metrics.
The Profit Before Tax (PBT) has fallen sharply to Rs 1.47 crore, which represents a substantial decrease compared to the average PBT of Rs 5.90 crore over the previous four quarters. Similarly, the Profit After Tax (PAT) has dropped to Rs 0.85 crore, down 82% from the average PAT of Rs 4.72 crore in the same timeframe. Additionally, the operating profit has reached a low of Rs 2.52 crore, marking the lowest figure in the last five quarters. The Earnings per Share (EPS) has also declined to Rs 0.01, indicating reduced earnings for shareholders.

In terms of quarterly performance, the net sales for the quarter ended March 2025 showed a decline of 26.13% compared to the previous quarter, while the standalone net profit experienced a significant drop of 77.57%. The operating profit margin, excluding other income, also saw a decline of 28.16%.

Overall, the financial score for PMC Fincorp has undergone an adjustment in its evaluation, reflecting the negative trend in its financial performance. The data indicates that while there was growth in net sales year-on-year, the substantial declines in profitability metrics suggest challenges in operational performance during the reported period.