Are Poonawalla Fin latest results good or bad?

Poonawalla Fincorp has reported its financial results for the quarter ending March 2025, revealing a mix of operational trends. The company achieved a notable Profit Before Tax (PBT) of Rs 73.18 crore, which reflects a substantial increase compared to the average PBT from the previous four quarters. Additionally, net sales reached a record high of Rs 1,166.27 crore, indicating consistent growth over the last five quarters. Profit After Tax (PAT) also showed a positive trend, standing at Rs 62.33 crore, which is higher than the average PAT from the previous periods.
However, the company faces challenges, particularly in liquidity, as cash and cash equivalents have fallen to Rs 32.29 crore, the lowest level in the last six half-yearly periods. Furthermore, the debt-equity ratio has risen to 3.19 times, marking an increase in borrowing to support operations.

In terms of quarterly performance, Poonawalla Fincorp reported a 12.66% growth in net sales for the quarter ending June 2025 compared to the previous quarter. However, the consolidated net profit showed a modest growth of 0.43%, a significant decline from the previous quarter's growth rate. Operating profit margin also experienced a slight increase, reflecting operational efficiency.

Overall, the company saw an adjustment in its evaluation over the last three months, indicating a shift in perception regarding its financial standing.