Are Shalibhadra Fin. latest results good or bad?

Shalibhadra Finance has reported its financial results for the quarter ending March 2025, showcasing notable year-on-year growth in key metrics. The Profit Before Tax (PBT) for the quarter is recorded at Rs 5.60 crore, reflecting a growth of 26.13% compared to the same period last year. Additionally, the Profit After Tax (PAT) has reached Rs 4.44 crore, indicating a significant increase of 34.1% year-on-year. These results suggest a favorable trend in profitability for the company.
However, the data also reveals that the Net Sales have experienced a slight decline of 0.74% in comparison to the previous year, contrasting with a growth of 21.27% in the same quarter last year. Furthermore, the Standalone Net Profit growth has also moderated to 34.14% from 40.85% in the prior year.

In terms of operational efficiency, the Operating Profit Margin (excluding other income) stands at 66.81%, which is a slight decrease from the previous year's margin of 69.95%. Additionally, there has been a significant reduction in interest expenses, which have decreased by 48.42%.

It is noteworthy that Shalibhadra Finance has experienced an adjustment in its evaluation over the past three months, reflecting a shift in market perception. The company continues to be monitored closely as it navigates the challenges within the non-banking financial sector.