Are Yes Bank latest results good or bad?

Yes Bank has reported its financial results for the quarter ending June 2025, revealing a mixed performance. The bank achieved a Profit After Tax (PAT) of Rs 801.07 crore, which reflects a year-on-year growth of 59.4%, marking the highest PAT recorded in the last five quarters. This indicates a positive trend in profitability for the bank. Additionally, the Gross Non-Performing Assets (NPA) decreased to 1.60%, the lowest level in the same timeframe, suggesting a reduction in stressed loans.
The Net Interest Income reached Rs 2,371.47 crore, also a five-quarter high, indicating an increase in income from core banking operations. Earnings per Share (EPS) stood at Rs 0.26, further emphasizing improved profitability for shareholders.

However, the bank faced challenges as its Profit Before Tax (PBT) fell to Rs -678.20 crore, reflecting a decline of 29.07% year-on-year. Interest earned was reported at Rs 7,595.88 crore, which is the lowest in five quarters, indicating a negative trend in sales. Furthermore, the bank's reliance on non-operating income, which constituted 163.15% of PBT, raises concerns regarding the sustainability of its business model.

Overall, while Yes Bank has shown notable improvements in certain areas, there are significant challenges that may impact its operational stability. The company saw an adjustment in its evaluation, reflecting these mixed results.