DCB Bank Reports Mixed Financial Results, Highlighting Loan Quality Improvement and Income Challenges in June 2025

Jul 31 2025 02:33 PM IST
share
Share Via
DCB Bank's financial results for the quarter ending June 2025 reveal a decline in gross non-performing assets to 2.98%, alongside record net interest income of Rs 580.44 crore. However, profit before tax fell to Rs -24.37 crore, highlighting challenges in income sustainability despite operational improvements.
DCB Bank has recently reported its financial results for the quarter ending June 2025, showcasing a mix of positive and challenging trends. The bank's gross non-performing assets (NPA) have reached a low of 2.98%, marking a consistent decline over the past five quarters. This trend indicates an improvement in the quality of the bank's loan portfolio. Additionally, net interest income has hit a record high of Rs 580.44 crore, reflecting a robust growth trajectory in the bank's core business operations.

Interest earned also reached a peak of Rs 1,813.57 crore, further emphasizing the positive momentum in sales trends. Operating profit, measured by PBDIT, stood at Rs 90.77 crore, the highest in the last five quarters, suggesting a favorable near-term outlook for operational efficiency.

However, the bank faces challenges as profit before tax less other income (PBT) recorded a significant decline, landing at Rs -24.37 crore, which is the lowest in the last five quarters. This decline raises concerns about the sustainability of the bank's income sources, particularly as non-operating income has surged to Rs 236.12 crore, representing a high percentage of PBT.

Overall, DCB Bank has experienced evaluation changes in its financial performance, reflecting both strengths and areas requiring attention.

Discover the Latest Mojo Score and Financial Trend Performance - SignUp in less than 2 Minutes and get FREE Premium Access.
{{stockdata.stock.stock_name.value}} Live

{{stockdata.stock.price.value}} {{stockdata.stock.price_difference.value}} ({{stockdata.stock.price_percentage.value}}%)

{{stockdata.stock.date.value}} | BSE+NSE Vol: {{stockdata.index_name}} Vol: {{stockdata.stock.bse_nse_vol.value}} ({{stockdata.stock.bse_nse_vol_per.value}}%)


Our weekly and monthly stock recommendations are here
Loading...
{{!sm.blur ? sm.comp_name : ''}}
Industry
{{sm.old_ind_name }}
Market Cap
{{sm.mcapsizerank }}
Date of Entry
{{sm.date }}
Entry Price
Target Price
{{sm.target_price }} ({{sm.performance_target }}%)
Holding Duration
{{sm.target_duration }}
Last 1 Year Return
{{sm.performance_1y}}%
{{sm.comp_name}} price as on {{sm.todays_date}}
{{sm.price_as_on}} ({{sm.performance}}%)
Industry
{{sm.old_ind_name}}
Market Cap
{{sm.mcapsizerank}}
Date of Entry
{{sm.date}}
Entry Price
{{sm.opening_price}}
Last 1 Year Return
{{sm.performance_1y}}%
Related News