Suryoday Small Finance Bank Reports Mixed Financial Results Amid Rising NPAs in June 2025

Suryoday Small Finance Bank has recently reported its financial results for the quarter ending June 2025, revealing a complex picture of performance. The bank's Profit After Tax (PAT) for the quarter stands at Rs 35.28 crore, reflecting a growth of 22.7% compared to the average PAT of the previous four quarters, which was Rs 28.74 crore. This positive trend in PAT indicates some resilience in the bank's operations.
However, the financial results also highlight significant challenges. The Profit Before Tax (PBT), adjusted for other income, has shown a notable decline, recorded at Rs -61.82 crore, which represents a substantial shift from the average PBT of Rs -18.36 crore over the last four quarters. Additionally, the bank's Gross Non-Performing Assets (NPA) have reached a concerning level of 8.46%, marking an upward trend over the past five quarters. Similarly, the Net NPA has also increased to 5.64%, indicating a growing proportion of stressed loans.

Furthermore, the bank's Non-Operating Income has surged to Rs 108.65 crore, constituting 232.01% of the PBT, raising questions about the sustainability of this income source. Overall, Suryoday Small Finance Bank's recent evaluation changes reflect a nuanced financial landscape, with both positive and negative indicators shaping its current standing.

Discover the Latest Mojo Score and Financial Trend Performance - SignUp in less than 2 Minutes and get FREE Premium Access.