Suryoday Small Finance Bank Reports Financial Struggles Amid Rising NPAs and Declining Income in March 2025

Suryoday Small Finance Bank has recently reported its financial results for the quarter ending March 2025, revealing significant challenges within its operations. The bank's score has undergone an adjustment, reflecting a shift in its evaluation over the past three months.
The financial data indicates a notable decline in Profit Before Tax less Other Income (PBT), which stands at Rs -106.88 crore, marking a substantial deviation from the average PBT of the previous four quarters. Similarly, Profit After Tax (PAT) has also seen a considerable drop, recorded at Rs -33.78 crore, contrasting sharply with the prior average.

Additionally, the bank's Gross Non-Performing Assets (NPA) have reached a peak of 7.16%, indicating an increase in stressed loans. The Net Interest Income has fallen to Rs 244.66 crore, the lowest in five quarters, suggesting a decline in income from core business activities. Operating Profit and Operating Profit Margin metrics have also hit their lowest points in the same timeframe, reflecting a deterioration in efficiency.

Overall, Suryoday Small Finance Bank's recent financial results highlight a challenging landscape, prompting a revision in its score.

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