Utkarsh Small Finance Bank Reports Significant Decline in Financial Performance Metrics for June 2025

Aug 04 2025 11:47 AM IST
share
Share Via
Utkarsh Small Finance Bank has announced its financial results for the quarter ending June 2025, revealing significant challenges. Key metrics show a decline in Profit Before Tax and Profit After Tax, alongside decreased net sales and Earnings per Share, indicating a difficult financial environment for the bank.
Utkarsh Small Finance Bank has recently reported its financial results for the quarter ending June 2025, revealing notable challenges in its performance metrics. The evaluation changes indicate a shift in the bank's overall score, which has moved to -9 from -20 over the past three months.

The financial data highlights several areas of concern. The Profit Before Tax less Other Income (PBT) for the quarter stands at Rs -456.62 crore, reflecting a significant decline compared to the average PBT of the previous four quarters, which was Rs -143.06 crore. This marks the lowest PBT recorded in the last five quarters, suggesting a troubling near-term trend.

Similarly, the Profit After Tax (PAT) has also shown a drastic downturn, reported at Rs -239.48 crore, which is substantially lower than the average PAT of Rs 5.93 crore from the previous four quarters. This represents a significant shift in profitability, indicating challenges in generating positive earnings for shareholders.

Net sales for the quarter reached Rs 880.91 crore, which is a decrease from the average of Rs 941.23 crore over the last four quarters, further emphasizing the negative sales trend. Additionally, the Earnings per Share (EPS) has fallen to Rs -2.17, marking the lowest level in five quarters.

Overall, the financial results for Utkarsh Small Finance Bank reflect a challenging environment, prompting an adjustment in evaluation.

Discover the Latest Mojo Score and Financial Trend Performance - SignUp in less than 2 Minutes and get FREE Premium Access.
{{stockdata.stock.stock_name.value}} Live

{{stockdata.stock.price.value}} {{stockdata.stock.price_difference.value}} ({{stockdata.stock.price_percentage.value}}%)

{{stockdata.stock.date.value}} | BSE+NSE Vol: {{stockdata.index_name}} Vol: {{stockdata.stock.bse_nse_vol.value}} ({{stockdata.stock.bse_nse_vol_per.value}}%)


Our weekly and monthly stock recommendations are here
Loading...
{{!sm.blur ? sm.comp_name : ''}}
Industry
{{sm.old_ind_name }}
Market Cap
{{sm.mcapsizerank }}
Date of Entry
{{sm.date }}
Entry Price
Target Price
{{sm.target_price }} ({{sm.performance_target }}%)
Holding Duration
{{sm.target_duration }}
Last 1 Year Return
{{sm.performance_1y}}%
{{sm.comp_name}} price as on {{sm.todays_date}}
{{sm.price_as_on}} ({{sm.performance}}%)
Industry
{{sm.old_ind_name}}
Market Cap
{{sm.mcapsizerank}}
Date of Entry
{{sm.date}}
Entry Price
{{sm.opening_price}}
Last 1 Year Return
{{sm.performance_1y}}%
Related News