Yes Bank Reports Mixed Financial Results with Strong PAT Growth and NPA Improvement in March 2025

Yes Bank has reported its financial results for the quarter ending March 2025, showcasing a mix of positive developments and areas of concern. The bank's Profit After Tax (PAT) reached Rs 738.12 crore, marking a significant year-on-year growth of 63.3%. This achievement reflects a consistent upward trend in PAT over the last five quarters, indicating a robust near-term outlook.
Additionally, Yes Bank recorded its lowest Gross Non-Performing Assets (NPA) ratio at 1.60% and a Net NPA ratio of 0.30%, suggesting a decline in the proportion of stressed loans. The bank's Net Interest Income also peaked at Rs 2,276.36 crore, highlighting an increase in income from its core business activities. Furthermore, the Earnings per Share (EPS) reached Rs 0.24, the highest in five quarters, signaling improved profitability for shareholders.

However, the bank faces challenges with its Non-Operating Income, which constituted 174.57% of Profit Before Tax (PBT) and reached Rs 1,739.26 crore, raising concerns about the sustainability of income derived from non-business activities.

In light of these developments, Yes Bank has experienced adjustments in its evaluation, reflecting the complexities of its financial landscape.

Discover the Latest Mojo Score and Financial Trend Performance - SignUp in less than 2 Minutes and get FREE Premium Access.