Smart Finsec Ltd

On 21-Nov, Smart Finsec Ltd recorded a 1.5% rise in its share price, closing at ₹9.46, marking a notable reversal after five consecutive days of decline despite its longer-term underperformance against the Sensex benchmark.

Smart Finsec has experienced significant revenue declines, with net sales dropping from 50.82 Cr in Mar'22 to 2.37 Cr in Mar'25, while maintaining positive book value per share and increasing total assets. Despite challenges in profitability, shareholder equity has grown from 6.83 Cr in Mar'20 to 15.68 Cr in Mar'25.

Smart Finsec has experienced significant declines in net sales and profitability from March 2022 to March 2025, with net sales dropping from INR 50.82 crore to INR 2.37 crore, while total assets increased slightly. Despite reduced operational costs, the overall financial performance indicates a challenging period for the company.

As of November 10, 2025, Smart Finsec is fairly valued with a PE ratio of 25.62, but has underperformed the Sensex with a year-to-date return of -34.27%, raising concerns about its growth prospects compared to peers like Bajaj Finance and Life Insurance.

As of November 7, 2025, Smart Finsec is considered very expensive and overvalued with a PE ratio of 26.09, significantly higher than its peers, and has underperformed the Sensex with a year-to-date return of -33.07%.

As of November 7, 2025, Smart Finsec is considered very expensive with a PE ratio of 26.09, significantly underperforming the market with a year-to-date stock return of -33.07%, and lacks the growth potential to justify its valuation compared to peers.

As of November 7, 2025, Smart Finsec is considered overvalued with a PE ratio of 26.09 and a year-to-date return of -33.07%, significantly underperforming the Sensex, which has returned 6.50%.

As of November 6, 2025, Smart Finsec is fairly valued with a PE ratio of 24.86 and a PEG ratio of 0.00, despite a 44.07% decline in stock performance over the past year, positioning it more favorably compared to expensive peers like Bajaj Finance and attractive competitors like Life Insurance.

As of November 3, 2025, Smart Finsec is considered overvalued with a PE ratio of 26.74 and an EV to EBITDA of 16.84, underperforming the Sensex with a year-to-date return of -31.39%, making it less favorable as an investment at its current price of 10.25.

As of October 31, 2025, Smart Finsec is fairly valued with a PE ratio of 26.84, lower than Bajaj Finance's 37.23, and despite a 34.38% decline in stock performance over the past year, it may be positioned for recovery.

As of October 31, 2025, Smart Finsec is fairly valued with a PE ratio of 26.84, an EV to EBITDA of 16.92, and a ROCE of 29.73%, making it more attractive than some peers despite a year-to-date return of -31.12% compared to the Sensex's gain of 7.42%.

As of October 31, 2025, Smart Finsec is fairly valued with a PE ratio of 26.84 and strong fundamentals, despite a 34.38% decline in stock performance over the past year, positioning it better than peers like Bajaj Finance and Life Insurance.

As of 29-Oct, Smart Finsec Ltd's stock price is declining at 9.76, down 5.06%, and has underperformed its sector and the Sensex significantly. The stock is in a bearish trend, trading below all major moving averages, with a year-to-date return of -34.67%, reflecting a lack of investor confidence.

As of October 28, 2025, Smart Finsec is fairly valued with a PE ratio of 26.48 and an EV to EBITDA of 16.64, outperforming Bajaj Finance's expensive valuation but underperforming the Sensex year-to-date.

As of October 27, 2025, Smart Finsec is considered overvalued with a PE ratio of 27.34 and has underperformed with a year-to-date decline of 29.85%, contrasting with the Sensex's 8.50% gain.

As of 27-Oct, Smart Finsec Ltd is seeing a price increase to 10.48, up 5.54%, after two days of decline, but has a negative month-to-date performance of 14.03%. Despite outperforming its sector today, reduced delivery volume and a year-to-date decline of 29.85% indicate ongoing challenges for investor confidence.