Understanding the Current Rating
The Strong Sell rating assigned to Chartered Capital & Investment Ltd indicates a cautious stance for investors, suggesting that the stock currently exhibits significant weaknesses across key evaluation parameters. This rating is derived from a comprehensive assessment of four critical factors: Quality, Valuation, Financial Trend, and Technicals. Each of these components contributes to the overall Mojo Score, which currently stands at 17.0, reflecting a marked decline from the previous score of 37. The downgrade in rating and score was implemented on 25 May 2026, signalling a reassessment of the company’s prospects based on evolving data.
Here’s How the Stock Looks Today
As of 28 June 2026, Chartered Capital & Investment Ltd remains a microcap entity operating within the Non-Banking Financial Company (NBFC) sector. The company’s financial health and market performance continue to present challenges that justify the Strong Sell rating.
Quality Assessment
The company’s quality grade is categorised as below average. This reflects operational difficulties, including sustained losses and deteriorating profitability metrics. The latest quarterly results show a net loss after tax (PAT) of ₹-3.41 crores, representing a steep decline of 347.1% compared to previous periods. Operating profit before depreciation, interest, and taxes (PBDIT) also remains negative at ₹-4.20 crores, while profit before tax excluding other income (PBT less OI) is similarly weak at ₹-4.22 crores. These figures highlight ongoing operational inefficiencies and a lack of earnings stability, which weigh heavily on the company’s quality score.
Valuation Perspective
Despite the operational setbacks, the valuation grade is considered fair. This suggests that the stock’s current market price may not be excessively overvalued relative to its fundamentals, offering some degree of value for investors willing to accept the associated risks. However, the fair valuation does not offset the broader concerns stemming from the company’s financial and operational performance.
Financial Trend Analysis
The financial grade is negative, reflecting a deteriorating trend in key financial indicators. The company’s operating losses and declining profitability metrics indicate weak long-term fundamental strength. This negative trend is a critical factor in the Strong Sell rating, signalling that the company has yet to demonstrate a sustainable turnaround or improvement in its financial trajectory.
Technical Outlook
From a technical standpoint, the stock exhibits a mildly bearish trend. While short-term price movements have shown some positive returns—such as a 3.51% gain in the last trading day and a 10.53% increase over the past week—the longer-term technical signals remain subdued. Over six months, the stock has declined by 7.35%, and the overall technical grade reflects cautious sentiment among market participants.
Stock Returns and Market Performance
Currently, the company’s stock returns present a mixed picture. As of 28 June 2026, the stock has delivered a 10.58% gain over the past year and a modest 0.67% increase year-to-date. Shorter-term returns are more encouraging, with a 7.06% rise over three months and a 3.27% gain in the last month. However, the negative six-month return and the underlying financial weaknesses temper enthusiasm for the stock’s near-term prospects.
Implications for Investors
The Strong Sell rating from MarketsMOJO serves as a clear signal for investors to exercise caution with Chartered Capital & Investment Ltd. The combination of below-average quality, negative financial trends, and a mildly bearish technical outlook suggests that the stock carries elevated risk. While the fair valuation may attract some speculative interest, the fundamental challenges imply that the company is not currently positioned for sustained growth or profitability.
Investors should carefully consider these factors in the context of their portfolio objectives and risk tolerance. The rating reflects a comprehensive evaluation aimed at helping investors make informed decisions based on the company’s current financial and market standing.
Our current monthly pick, this Mid Cap from Automobile Two & Three Wheelers, survived rigorous evaluation against dozens of contenders. See why experts are backing this one!
- - Rigorous evaluation cleared
- - Expert-backed selection
- - Mid Cap conviction pick
Sector and Market Context
Operating within the NBFC sector, Chartered Capital & Investment Ltd faces sector-specific challenges including regulatory pressures, credit risk concerns, and competition from both traditional banks and fintech players. The company’s microcap status further adds to liquidity and volatility considerations, making it a less stable investment compared to larger, more diversified peers.
Summary of Key Metrics as of 28 June 2026
The Mojo Score of 17.0 and the Strong Sell grade reflect a significant deterioration from the previous Sell rating and score of 37. This shift underscores the company’s worsening fundamentals and market sentiment. The operating losses and negative profitability metrics are central to this assessment, while the fair valuation and short-term positive price movements provide limited offsetting factors.
Investors should note that the rating and analysis are based on the most recent data available, ensuring that decisions are informed by the current financial and market realities rather than historical snapshots.
Conclusion
Chartered Capital & Investment Ltd’s Strong Sell rating by MarketsMOJO, effective from 25 May 2026, is supported by a comprehensive evaluation of quality, valuation, financial trends, and technical indicators as of 28 June 2026. The company’s ongoing operational losses, negative financial trajectory, and cautious technical outlook suggest that investors should approach this stock with prudence. While some valuation aspects appear reasonable, the overall risk profile remains elevated, making it a less favourable option for those seeking stable or growth-oriented investments in the NBFC sector.
For investors, this rating serves as a guide to reassess exposure and consider alternative opportunities that offer stronger fundamentals and more positive market signals.
Only Rs. 9,999 - Get MojoOne + Stock of the Week for 1 Year Start at 33% Off →
