City Union Bank Reports Strong Profit Growth and Low Non-Performing Assets Amid Market Challenges

City Union Bank has recently undergone an evaluation adjustment, reflecting a nuanced assessment of its financial standing and market position. The bank has demonstrated positive financial performance in the latest quarter, Q4 FY24-25, highlighted by a notable net profit growth rate of 18.73% annually. This growth is supported by a robust Capital Adequacy Ratio of 20.98%, indicating a strong buffer against risk-based assets.
The bank's management efficiency is underscored by a high Return on Assets (ROA) of 1.36%, which positions it favorably within the private sector banking industry. Additionally, City Union Bank has reported its lowest Gross Non-Performing Assets (NPA) at 3.09%, alongside record interest earnings of Rs 1,532.72 crore and a peak Profit After Tax (PAT) of Rs 287.96 crore for the quarter.

Institutional holdings remain strong at 62.61%, reflecting confidence from investors with substantial analytical resources. Despite a challenging market environment, where the BSE500 index has seen negative returns of -2.26% over the past year, City Union Bank has managed to achieve a commendable return of 20.84%.

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