ESAF Small Finance Bank Faces Financial Challenges Amid Declining Profit and High Costs

Jun 24 2025 08:46 AM IST
share
Share Via
ESAF Small Finance Bank has recently experienced a change in evaluation due to challenges in its financial performance. The bank reported a significant decline in net profit and has a low Capital Adequacy Ratio, alongside a high Cost to Income ratio, indicating ongoing difficulties in maintaining stability and competitiveness.
ESAF Small Finance Bank has recently undergone an adjustment in evaluation, reflecting a shift in its underlying financial metrics and market position. The bank operates within the small-cap segment of the Other Bank industry and has faced notable challenges in its financial performance.

The latest data indicates that ESAF Small Finance Bank has reported a significant decline in net profit, with an annual growth rate of -223.80%. This trend is compounded by a low Capital Adequacy Ratio of 0%, suggesting insufficient buffers against risk-based assets. Additionally, the bank's Cost to Income ratio stands at a high 75.58%, indicating inefficiencies in cost management.

In terms of stock performance, ESAF Small Finance Bank has generated a return of -40.67% over the past year, starkly contrasting with the broader market, which has seen a return of 2.78%. The stock's current price is 32.30, with a 52-week high of 54.72 and a low of 24.35, reflecting volatility in its trading history.

Overall, the recent evaluation adjustment highlights the ongoing challenges faced by ESAF Small Finance Bank in maintaining financial stability and market competitiveness.

Discover the Latest Mojo Score and Financial Trend Performance - SignUp in less than 2 Minutes and get FREE Premium Access.
{{stockdata.stock.stock_name.value}} Live

{{stockdata.stock.price.value}} {{stockdata.stock.price_difference.value}} ({{stockdata.stock.price_percentage.value}}%)

{{stockdata.stock.date.value}} | BSE+NSE Vol: {{stockdata.index_name}} Vol: {{stockdata.stock.bse_nse_vol.value}} ({{stockdata.stock.bse_nse_vol_per.value}}%)


Our weekly and monthly stock recommendations are here
Loading...
{{!sm.blur ? sm.comp_name : ''}}
Industry
{{sm.old_ind_name }}
Market Cap
{{sm.mcapsizerank }}
Date of Entry
{{sm.date }}
Entry Price
Target Price
{{sm.target_price }} ({{sm.performance_target }}%)
Holding Duration
{{sm.target_duration }}
Last 1 Year Return
{{sm.performance_1y}}%
{{sm.comp_name}} price as on {{sm.todays_date}}
{{sm.price_as_on}} ({{sm.performance}}%)
Industry
{{sm.old_ind_name}}
Market Cap
{{sm.mcapsizerank}}
Date of Entry
{{sm.date}}
Entry Price
{{sm.opening_price}}
Last 1 Year Return
{{sm.performance_1y}}%
Related News
Why is ESAF Small Fin falling/rising?
Dec 16 2025 12:59 AM IST
share
Share Via
How has been the historical performance of ESAF Small Fin?
Nov 13 2025 12:39 AM IST
share
Share Via
Are ESAF Small Fin latest results good or bad?
Nov 12 2025 07:35 PM IST
share
Share Via
Why is ESAF Small Fin falling/rising?
Nov 07 2025 12:11 AM IST
share
Share Via
Is ESAF Small Fin technically bullish or bearish?
Oct 29 2025 08:22 AM IST
share
Share Via