AD Manum Finance Ltd Falls to 52-Week Low Amidst Continued Underperformance

Stock Price Movement and Market Context

The stock of AD Manum Finance Ltd (Stock ID: 800634) touched Rs.50.5 today, the lowest level in the past year, reflecting a cumulative decline of 37.32% over the last 12 months. This contrasts sharply with the Sensex, which has delivered a positive return of 8.02% over the same period. The Sensex opened lower at 83,435.31 points, down by 140.93 points (-0.17%), and is currently trading marginally below its previous close at 83,558.16 points (-0.02%). Despite the broader market's relative stability, AD Manum Finance’s stock continues to lag significantly.

The stock has underperformed not only the Sensex but also the BSE500 index over the last one year, three years, and the recent three-month period. It remains below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, signalling sustained downward momentum. However, it did register a modest gain today, outperforming its sector by 1.79%, and breaking a three-day consecutive decline.

Financial Performance and Valuation Metrics

AD Manum Finance’s recent quarterly results have been subdued. The company reported a Profit After Tax (PAT) of Rs.1.20 crore for the quarter ended September 2025, representing a sharp fall of 58.3% compared to the average of the previous four quarters. Earnings before interest, depreciation, and taxes (PBDIT) also hit a low at Rs.2.39 crore, while Profit Before Tax excluding other income (PBT less OI) stood at Rs.2.20 crore, marking the lowest levels in recent quarters.

Long-term financial indicators also reflect challenges. The company’s average Return on Equity (ROE) is 8.37%, which is modest for the NBFC sector. Net sales have grown at a subdued annual rate of 5.93%, indicating limited top-line expansion. These factors contribute to the company’s current Mojo Grade of Strong Sell, which was downgraded from Sell on 6 November 2025, with a Mojo Score of 26.0, underscoring weak fundamental strength.

Valuation and Shareholding Structure

Despite the weak price performance, AD Manum Finance exhibits a Price to Book Value ratio of 0.5, which is considered very attractive relative to its peers. The company’s ROE on a trailing basis is 11.5%, suggesting some underlying value in the equity base. The PEG ratio stands at 2.1, reflecting moderate growth expectations relative to earnings.

The majority shareholding is held by promoters, indicating concentrated ownership. This structure often implies a stable controlling interest but also limits liquidity and may affect market perception.

Sector and Broader Market Comparison

Within the Non Banking Financial Company (NBFC) sector, AD Manum Finance’s performance has been notably below average. While the sector has seen mixed results, the stock’s persistent decline and failure to sustain levels above key moving averages highlight ongoing pressures. The Sensex, meanwhile, remains close to its 52-week high of 86,159.02 points, just 3.11% away, reflecting a more resilient broader market environment.

Recent Trend and Technical Observations

Technically, the stock’s break below Rs.50.5 marks a critical support breach, reinforcing the downtrend that has persisted over the past year. Although today’s session saw a slight rebound after three days of losses, the stock remains in a bearish phase, trading below all major moving averages. This suggests that the stock is still facing selling pressure and has yet to establish a base for recovery.

Summary of Key Metrics

To summarise, AD Manum Finance Ltd’s stock has declined to Rs.50.5, its lowest level in 52 weeks, reflecting a 37.32% drop over the past year. The company’s financial results have shown contraction in profitability, with PAT down by 58.3% in the latest quarter. The stock trades below all major moving averages and carries a Strong Sell Mojo Grade, downgraded recently from Sell. While valuation metrics such as Price to Book Value and ROE suggest some underlying value, the overall trend remains subdued.

In contrast, the Sensex and broader market indices have maintained relative strength, underscoring the stock’s divergence from general market trends. The concentrated promoter shareholding and modest sales growth further contextualise the stock’s current position within the NBFC sector.

Investors and market participants will note the stock’s recent price action and fundamental data as it navigates this challenging phase.

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