AD Manum Finance Ltd Stock Hits 52-Week Low at Rs.54.5

Stock Price Movement and Market Context

On 9 January 2026, AD Manum Finance Ltd’s share price touched an intraday high of Rs.57.9 but ultimately closed at Rs.54.5, down 2.70% on the day. This closing price represents the lowest level the stock has traded at in the past 52 weeks, underscoring a persistent bearish momentum. The stock has declined for three consecutive trading days, cumulatively losing 9.02% over this period.

The stock’s performance today also lagged its sector, underperforming the NBFC sector by 0.55%. Furthermore, AD Manum Finance is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a broad-based weakness in price trends.

In comparison, the Sensex index opened lower by 158.87 points and closed down 536.89 points at 83,485.20, a decline of 0.83%. Despite this, the Sensex remains approximately 3.2% below its 52-week high of 86,159.02. The index is trading below its 50-day moving average, although the 50-day average remains above the 200-day moving average, signalling mixed market conditions.

Long-Term Performance and Relative Returns

Over the past year, AD Manum Finance Ltd has delivered a negative return of 38.98%, significantly underperforming the Sensex, which posted a positive return of 7.59% during the same period. The stock’s 52-week high was Rs.97.95, highlighting the extent of the decline to the current low of Rs.54.5.

Additionally, the company’s performance has lagged the broader BSE500 index over multiple time frames, including the last three years, one year, and three months, reflecting sustained challenges in maintaining competitive returns.

Financial Metrics and Profitability Trends

The company’s recent quarterly results have reflected subdued profitability. The Profit After Tax (PAT) for the quarter stood at Rs.1.20 crore, representing a decline of 58.3% compared to the average of the previous four quarters. Earnings before interest, depreciation, and taxes (PBDIT) reached a low of Rs.2.39 crore, while Profit Before Tax excluding other income (PBT less OI) was Rs.2.20 crore, also at a quarterly low.

These figures highlight a period of flat to declining earnings, which have contributed to the stock’s weak performance. The company’s long-term growth has been modest, with net sales increasing at an annual rate of 5.93%, while the average Return on Equity (ROE) remains at 8.37%, indicating limited capital efficiency.

Valuation and Market Perception

Despite the challenges, AD Manum Finance Ltd’s valuation metrics present a contrasting picture. The company’s ROE of 11.5% is accompanied by a Price to Book Value ratio of 0.5, suggesting a very attractive valuation relative to its book value. This valuation is broadly in line with the historical averages of its peer group, indicating that the stock is trading at a fair value compared to sector benchmarks.

Over the past year, while the stock price has declined by nearly 39%, the company’s profits have increased marginally by 1.9%. The Price/Earnings to Growth (PEG) ratio stands at 2.2, reflecting the relationship between valuation and earnings growth expectations.

Shareholding and Market Grade

The majority shareholding in AD Manum Finance Ltd is held by promoters, maintaining a concentrated ownership structure. The company’s overall market capitalisation grade is rated 4, indicating a mid-tier market cap classification.

From a ratings perspective, the company’s Mojo Score has deteriorated to 26.0, with the Mojo Grade downgraded to Strong Sell from Sell as of 6 November 2025. This downgrade reflects the assessment of weak long-term fundamentals and recent financial performance.

Summary of Key Concerns

The stock’s decline to Rs.54.5, its lowest level in a year, is underpinned by a combination of factors including weak quarterly earnings, modest sales growth, and a deteriorated market rating. The consistent underperformance relative to the Sensex and sector indices over multiple time frames further emphasises the challenges faced by AD Manum Finance Ltd.

Trading below all major moving averages signals a lack of upward momentum in the near term, while the downgrade to a Strong Sell grade reflects cautious market sentiment. However, the company’s valuation metrics suggest that the stock is priced attractively relative to its book value and peer group averages.

Overall, the current price level reflects a period of subdued financial results and market caution, with the stock’s trajectory closely aligned with its recent earnings trends and broader sector performance.

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