Affirm Holdings, Inc. Experiences Revision in Its Stock Evaluation Amidst Market Dynamics

Affirm Holdings, Inc., a midcap player in the finance sector, has recently undergone a valuation adjustment, reflecting a shift in its financial standing. The company currently exhibits a P/E ratio of 152, alongside a price-to-book value of 6.61. Its enterprise value to EBITDA stands at 36.28, while the EV to EBIT ratio is recorded at 55.60. The return on capital employed (ROCE) is noted at 5.66%, and the return on equity (ROE) is at 4.36%.
In comparison to its peers, Affirm's valuation metrics present a mixed picture. SoFi Technologies, Inc. is positioned with a P/E ratio of 54.79, while Synchrony Financial shows a significantly lower P/E of 15.06, indicating a more favorable valuation relative to earnings. AerCap Holdings NV also reflects a higher valuation with a P/E of 11.71.

Affirm's stock performance has varied over different time frames, with a year-to-date return of 11.49%, which lags behind the S&P 500's return of 13.30%. However, over a three-year period, Affirm has outperformed the index with a return of 268.42% compared to the S&P 500's 81.19%. This evaluation revision highlights the company's evolving market position amidst its peers in the finance industry.