Aptus Value Housing Finance India Ltd Falls to 52-Week Low of Rs.245.7

Stock Price Movement and Market Context

The stock touched an intraday low of Rs.245.7, representing a 2.52% decline on the day and continuing a four-day losing streak that has resulted in a cumulative fall of 6.23%. This downward trend contrasts with the sector’s overall performance, where the Finance - Housing sector declined by 2.07%, indicating that Aptus Value Housing Finance marginally outperformed its sector peers by 1.21% on the day despite the new low.

Trading below all key moving averages—5-day, 20-day, 50-day, 100-day, and 200-day—the stock’s technical positioning reflects sustained selling pressure. The broader market context also remains subdued, with the Sensex opening 772.19 points lower and trading at 82,861.33, down 0.97% on the day. The Sensex remains 3.98% below its 52-week high of 86,159.02, and is currently trading below its 50-day moving average, although the 50DMA remains above the 200DMA, signalling mixed medium-term momentum.

Performance Over the Past Year

Over the last 12 months, Aptus Value Housing Finance India Ltd has delivered a total return of -18.63%, underperforming the Sensex, which posted an 8.83% gain over the same period. The stock’s 52-week high was Rs.364.85, indicating a substantial decline of approximately 32.7% from that peak to the current 52-week low. This underperformance extends beyond the past year, with the stock also lagging the BSE500 index over the last three years and the recent three-month period.

Financial Metrics and Valuation

Despite the recent price weakness, Aptus Value Housing Finance India Ltd maintains a Mojo Score of 50.0 and a Mojo Grade of Hold, upgraded from Sell on 14 Jan 2026. The company’s market capitalisation grade stands at 3, reflecting its mid-cap status within the housing finance sector.

Financially, the company exhibits strong long-term fundamentals. It has delivered an average Return on Equity (ROE) of 16.20%, with the most recent quarterly ROE reported at 18.1%. Operating profit has grown at an annualised rate of 29.09%, underscoring healthy earnings momentum. The company has reported positive results for 17 consecutive quarters, with quarterly net sales reaching a record Rs.553.60 crore, PBDIT at Rs.454.72 crore, and PBT less other income at Rs.288.84 crore.

Valuation metrics indicate the stock trades at a Price to Book Value of 2.7, which is a premium relative to its peers’ historical averages. The company’s PEG ratio stands at 0.6, reflecting earnings growth that outpaces the stock price decline. Institutional investors hold a significant 60.48% stake, suggesting confidence from entities with extensive analytical resources.

Sector and Peer Comparison

Within the housing finance sector, Aptus Value Housing Finance India Ltd’s recent price action contrasts with the broader sector decline of 2.07% on the day of the new low. However, the stock’s underperformance relative to the Sensex and BSE500 indices over multiple time frames highlights challenges in maintaining market momentum. The premium valuation relative to peers may also contribute to the cautious price movement as investors weigh growth prospects against current pricing.

Technical and Market Sentiment Indicators

The stock’s position below all major moving averages signals a bearish technical setup. The 5-day, 20-day, 50-day, 100-day, and 200-day moving averages all lie above the current price, indicating downward momentum across short, medium, and long-term horizons. This technical weakness is compounded by the stock’s four consecutive days of decline, which has eroded investor confidence in the near term.

Meanwhile, the Sensex’s own dip below its 50-day moving average, despite the 50DMA remaining above the 200DMA, suggests a cautious market environment. The broader market’s subdued performance may be influencing sentiment towards mid-cap housing finance stocks such as Aptus Value Housing Finance India Ltd.

Summary of Recent Developments

On 13 Feb 2026, Aptus Value Housing Finance India Ltd’s stock price reached Rs.245.7, its lowest level in the past 52 weeks. This new low reflects a combination of sectoral pressures, broader market weakness, and the stock’s relative underperformance versus key indices. Despite this, the company’s underlying financials remain robust, with consistent profitability, strong ROE, and solid growth in operating profit and sales.

The stock’s premium valuation and high institutional ownership indicate that the market continues to recognise the company’s long-term potential, even as short-term price action remains subdued. Investors and analysts will likely continue to monitor the stock’s technical indicators and sector trends closely in the coming weeks.

Conclusion

Aptus Value Housing Finance India Ltd’s fall to a 52-week low of Rs.245.7 marks a notable development in the stock’s recent trajectory. While the price decline reflects current market and sector challenges, the company’s financial performance and institutional backing provide a foundation of stability. The stock’s Hold rating and Mojo Score of 50.0 reflect a balanced view of its prospects amid prevailing market conditions.

Unlock special upgrade rates for a limited period. Start Saving Now →