Key Events This Week
19 Jan: Stock hits 52-week and all-time low at Rs.91.4 and Rs.91.6 respectively
20 Jan: New 52-week and all-time low recorded at Rs.90.3 and Rs.90.41
21 Jan: Further decline to 52-week low of Rs.88.15 and all-time low of Rs.88.94
22 Jan: Brief recovery to Rs.90.56 (+1.55%) amid positive market sentiment
23 Jan: Week closes lower at Rs.88.37 (-2.42%) on heavy volume
Monday, 19 January: Stock Hits 52-Week and All-Time Lows Amid Market Weakness
Bajaj Housing Finance Ltd’s share price declined to Rs.91.37 on 19 January 2026, marking a fresh 52-week low and an all-time low of Rs.91.6 during the session. The stock fell 1.13% on the day, underperforming the Sensex which dropped 0.49%. This decline extended a three-day losing streak, with the stock down cumulatively 2.9% over that period. The stock traded below all major moving averages, signalling sustained bearish momentum. Despite the price weakness, the company’s fundamentals remained strong, with a 27.65% CAGR in operating profits and a 30.00% annual growth in net sales. However, the market’s cautious stance was reflected in the downgrade to a Mojo Grade of ‘Sell’ issued in November 2025.
Tuesday, 20 January: New Lows Amid Broader Market Retreat
The downtrend continued on 20 January as Bajaj Housing Finance Ltd’s stock closed at Rs.89.80, a new 52-week low of Rs.90.3 and an all-time low of Rs.90.41 recorded intraday. The stock declined 1.72%, marginally outperforming its sector but underperforming the Sensex which fell 1.82%. This marked four consecutive sessions of losses, with a cumulative decline of approximately 4%. Technical indicators remained bearish with the stock trading below all key moving averages. The broader market environment was challenging, with the Sensex down for the third consecutive week. Despite this, the company reported its highest quarterly net sales of Rs.2,754.85 crore and a peak PBDIT of Rs.2,502.17 crore, highlighting operational strength amid market pressures.
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Wednesday, 21 January: Further Decline to New Lows Despite Market Recovery
On 21 January, Bajaj Housing Finance Ltd’s stock fell to Rs.88.15, setting fresh 52-week and all-time lows. The stock declined 0.69% intraday and closed near these lows despite the Sensex recovering 0.19% that day. This marked five consecutive sessions of decline, with a cumulative loss of 5.11%. The stock underperformed its sector by 0.4%, continuing to trade below all major moving averages. The company’s fundamentals remained robust, with a return on equity of 11.1% and a price-to-book ratio of 3.5, reflecting fair valuation metrics. Quarterly results showed consistent profitability, but the market remained cautious amid the stock’s sustained downtrend.
Thursday, 22 January: Brief Recovery on Positive Market Sentiment
After several days of decline, Bajaj Housing Finance Ltd’s stock rebounded on 22 January, closing at Rs.90.56, up 1.55%. This recovery coincided with a positive Sensex gain of 0.76%, reflecting a broader market bounce. The stock’s volume was lower compared to previous days, suggesting a cautious but temporary relief rally. Despite this uptick, the stock remained below all key moving averages, indicating that the medium-term bearish trend was intact. The company’s strong operating profit to interest coverage ratio of 1.51 times and record quarterly PBDIT of Rs.2,502.17 crore underscored its operational resilience amid market volatility.
Friday, 23 January: Week Ends Lower on Heavy Selling Pressure
The week concluded with Bajaj Housing Finance Ltd’s stock falling 2.42% to Rs.88.37 on 23 January, on volume of over one million shares. This decline outpaced the Sensex’s 1.33% drop, signalling renewed selling pressure. The stock’s performance for the week was a 4.37% loss, underperforming the Sensex’s 3.31% decline. The sustained weakness was reflected in the stock’s trading below all major moving averages and its Mojo Grade of ‘Sell’. Despite the negative price action, the company’s fundamentals remained solid, with net sales growth of 30% annually and a 25% increase in profits over the past year, highlighting a disconnect between market valuation and operational performance.
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Daily Price Comparison: Bajaj Housing Finance Ltd vs Sensex
| Date | Stock Price | Day Change | Sensex | Day Change |
|---|---|---|---|---|
| 2026-01-19 | Rs.91.37 | -1.13% | 36,650.97 | -0.49% |
| 2026-01-20 | Rs.89.80 | -1.72% | 35,984.65 | -1.82% |
| 2026-01-21 | Rs.89.18 | -0.69% | 35,815.26 | -0.47% |
| 2026-01-22 | Rs.90.56 | +1.55% | 36,088.66 | +0.76% |
| 2026-01-23 | Rs.88.37 | -2.42% | 35,609.90 | -1.33% |
Key Takeaways from the Week
Negative Price Momentum: Bajaj Housing Finance Ltd’s stock recorded multiple 52-week and all-time lows during the week, reflecting sustained selling pressure and bearish technical indicators. The stock closed the week down 4.37%, underperforming the Sensex’s 3.31% decline.
Strong Fundamentals Amid Price Weakness: Despite the price decline, the company demonstrated robust financial growth with a 27.65% CAGR in operating profits and 30.00% annual net sales growth. Quarterly results showed record net sales of Rs.2,754.85 crore and a PBDIT peak of Rs.2,502.17 crore, alongside an operating profit to interest coverage ratio of 1.51 times.
Rating and Market Sentiment: The Mojo Grade remains at ‘Sell’ with a score of 40.0, reflecting cautious market sentiment due to the stock’s underperformance relative to the Sensex and sector peers. The downgrade from ‘Hold’ in November 2025 underscores ongoing concerns about valuation and price momentum.
Technical Indicators: The stock consistently traded below all major moving averages (5, 20, 50, 100, and 200 days), signalling a lack of short- and medium-term support and sustained bearish momentum.
Sector and Market Context: The housing finance sector faced mixed conditions amid fluctuating interest rates and regulatory changes. While the Sensex showed some resilience, Bajaj Housing Finance’s stock lagged, highlighting company-specific challenges in regaining investor confidence.
Conclusion
Bajaj Housing Finance Ltd’s share price performance during the week of 19 to 23 January 2026 was marked by persistent declines, hitting new 52-week and all-time lows despite strong underlying financial growth and positive quarterly results. The stock’s 4.37% weekly fall outpaced the Sensex’s 3.31% drop, reflecting market caution and technical weakness. The downgrade to a ‘Sell’ Mojo Grade and the stock’s trading below all key moving averages underscore the challenges faced in reversing the downtrend. Investors should note the divergence between the company’s solid operational metrics and its subdued market valuation, which may continue to influence price action in the near term.
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