Stock Performance and Market Context
On the day of this new peak, Bank Of India’s shares outperformed the Public Sector Bank sector by 3.12%, closing with a notable 5.14% gain. The stock opened with a gap up of 2.09%, signalling strong buying interest from the outset. Intraday, it touched a high of Rs.168.25, marking a 6.79% rise from the previous close. This rally followed a brief two-day decline, indicating a clear trend reversal and renewed investor confidence.
Technically, Bank Of India is trading above all key moving averages — the 5-day, 20-day, 50-day, 100-day, and 200-day — which further confirms the strength of its upward trajectory. This broad-based technical support suggests sustained buying momentum and a positive market sentiment surrounding the stock.
In comparison, the Sensex opened higher at 82,459.66, gaining 550.03 points (0.67%) but was trading slightly lower at 82,215.14 (0.37%) during the session. Despite the Sensex being 4.8% below its own 52-week high of 86,159.02, Bank Of India’s performance stands out, having delivered a remarkable 67.41% return over the past year versus the Sensex’s 7.60%.
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Financial Strength and Growth Metrics
Bank Of India’s recent performance is supported by strong fundamentals. The bank has maintained a low Gross Non-Performing Assets (NPA) ratio of 2.54%, with the latest quarter reporting an even lower Gross NPA of 2.26%. This reflects prudent lending practices and effective asset quality management.
Net profits have exhibited a compound annual growth rate (CAGR) of 46.49%, highlighting the bank’s ability to generate consistent earnings growth over the long term. The latest quarterly Profit Before Tax (PBT) excluding other income stood at Rs.1,337.98 crore, representing a 45.5% increase compared to the previous four-quarter average. Interest earned reached a record Rs.18,927.13 crore, underscoring the bank’s expanding core operations.
Return on Assets (ROA) is at a healthy 0.9%, while the Price to Book Value ratio remains at an attractive 0.9, indicating the stock is fairly valued relative to its peers. The Price/Earnings to Growth (PEG) ratio of 0.2 further suggests that the stock’s price growth is well supported by its earnings expansion.
Institutional investors hold a significant 21% stake in Bank Of India, with their holdings increasing by 1.13% over the previous quarter. This level of institutional confidence often reflects thorough fundamental analysis and a positive outlook on the bank’s financial health.
Market Position and Ratings
Bank Of India is ranked among the top 1% of companies rated by MarketsMojo across a universe of over 4,000 stocks. It holds the 11th position within the Mid Cap segment and ranks 28th across the entire market. The stock’s Mojo Score stands at 78.0, with a current Mojo Grade of Buy, following a downgrade from Strong Buy on 23 Oct 2025. Despite this adjustment, the rating continues to reflect the bank’s solid fundamentals and growth prospects.
Over the last three years, Bank Of India has consistently outperformed the BSE500 index, reinforcing its status as a market-beating stock in both the near and long term. Its steady positive results over 18 consecutive quarters further attest to the bank’s operational resilience and growth consistency.
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Sector and Broader Market Dynamics
The Public Sector Bank sector, to which Bank Of India belongs, has seen mixed performance recently. While the BSE Mid Cap index gained 0.99% today, the broader Sensex has experienced a three-week consecutive decline, losing 4.14%. Despite this, Bank Of India’s stock has demonstrated resilience and strength, rising sharply even as the benchmark index trades below its 50-day moving average.
The stock’s 52-week low stands at Rs.92.74, illustrating the substantial recovery and growth it has achieved over the past year. This performance is particularly notable given the broader market volatility and sector-specific pressures.
Bank Of India’s market capitalisation grade is rated 2, reflecting its mid-cap status and the scale of its operations within the public sector banking landscape.
Summary of Key Metrics
To summarise, Bank Of India’s key performance indicators include:
- New 52-week high price: Rs.168.25
- Yearly return: 67.41%
- Gross NPA ratio: 2.54% (lowest quarterly at 2.26%)
- Net profit CAGR: 46.49%
- Quarterly PBT (excluding other income): Rs.1,337.98 crore, up 45.5%
- Interest earned (quarterly): Rs.18,927.13 crore (highest)
- ROA: 0.9%
- Price to Book Value: 0.9
- PEG ratio: 0.2
- Institutional holdings: 21%, increased by 1.13% over last quarter
- Mojo Score: 78.0 with a Buy grade
These figures collectively highlight the bank’s robust financial health and sustained growth momentum, which have propelled the stock to its current peak.
Conclusion
Bank Of India’s achievement of a new 52-week high at Rs.168.25 marks a significant milestone in its market journey. Supported by strong fundamentals, consistent profit growth, and favourable technical indicators, the stock has demonstrated resilience and strength amid broader market fluctuations. Its performance over the past year has been exceptional, outpacing major indices and reflecting the bank’s solid position within the public sector banking industry.
As the stock continues to trade above key moving averages and maintains healthy institutional support, it remains a noteworthy example of sustained price appreciation driven by fundamental strength and market confidence.
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