Stock Performance and Market Context
On 25 Feb 2026, Bank of Maharashtra’s stock price touched an intraday high of Rs.74.74, marking its highest level in the past year. The stock outperformed its sector by 3.3% and recorded a day’s gain of 4.12%, continuing a four-day winning streak that has delivered a cumulative return of 9.31%. This rally has propelled the stock well above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, signalling strong technical momentum.
In comparison, the Sensex opened 304.20 points higher and climbed further by 350.14 points to close at 82,880.26, up 0.8%. Although the Sensex remains 3.96% shy of its own 52-week high of 86,159.02, Bank of Maharashtra’s outperformance is notable within the public sector banking space.
Long-Term Growth and Financial Strength
The bank’s one-year performance has been impressive, with a 53.62% increase in stock price compared to the Sensex’s 11.14% rise over the same period. The 52-week low for the stock was Rs.38.11, highlighting the significant appreciation in value over the past year.
Bank of Maharashtra’s financial metrics underpin this strong market performance. The bank has demonstrated a compound annual growth rate (CAGR) of 71.13% in net profits, reflecting robust earnings expansion. Net Interest Income (excluding other income) has grown at an annual rate of 21.57%, while operating profit increased by 6.27% in the latest quarter ending December 2025. The bank has reported positive results for 21 consecutive quarters, underscoring consistent operational strength.
Asset Quality and Lending Practices
Asset quality remains a key strength, with a low Gross Non-Performing Assets (NPA) ratio of 1.60%. The bank’s credit-deposit ratio stands at a healthy 83.79%, indicating effective utilisation of deposits for lending activities. Interest earned in the latest quarter reached a record Rs.7,344.20 crore, while profit after tax (PAT) hit a quarterly high of Rs.1,779.33 crore.
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Valuation and Dividend Yield
Bank of Maharashtra’s valuation metrics remain attractive. The stock trades at a price-to-book value of 1.7, which is considered fair relative to its peers’ historical averages. The return on assets (ROA) stands at 1.7%, reflecting efficient utilisation of assets to generate profits. The company’s price-to-earnings-to-growth (PEG) ratio is 0.4, indicating undervaluation relative to its earnings growth rate.
Investors benefit from a high dividend yield of 3.48% at the current price level, providing a steady income stream alongside capital appreciation.
Institutional Participation and Market Recognition
Institutional investors have increased their stake in Bank of Maharashtra by 5.02% over the previous quarter, now collectively holding 17.42% of the company’s shares. This growing institutional interest reflects confidence in the bank’s fundamentals and long-term prospects.
The bank is highly rated by MarketsMojo, with a Mojo Score of 87.0 and a Mojo Grade upgraded from Buy to Strong Buy on 6 Feb 2026. It ranks among the top 1% of all 4,000 stocks analysed by MarketsMojo, positioned second among mid-cap stocks and sixth across the entire market. This rating reflects the bank’s strong fundamentals, consistent earnings growth, and favourable valuation.
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Comparative Market Performance
Over the past three years, Bank of Maharashtra has consistently outperformed the BSE500 index, delivering superior returns in the long term as well as in the recent one-year and three-month periods. This sustained outperformance highlights the bank’s resilience and ability to generate shareholder value in varying market conditions.
The stock’s recent rally and new 52-week high come amid a broader market environment where mega-cap stocks are leading gains, and the Sensex is showing positive momentum despite trading below its 50-day moving average. Bank of Maharashtra’s ability to outperform its sector and the broader market emphasises its strong position within the public sector banking industry.
Summary of Key Metrics
To summarise, Bank of Maharashtra’s key financial and market metrics as of 25 Feb 2026 include:
- New 52-week high price: Rs.74.74
- One-year stock return: 53.62%
- Gross NPA ratio: 1.60%
- Net profit CAGR: 71.13%
- Credit-deposit ratio (HY): 83.79%
- Interest earned (quarterly): Rs.7,344.20 crore
- Profit after tax (quarterly): Rs.1,779.33 crore
- Dividend yield: 3.48%
- Mojo Score: 87.0 (Strong Buy)
- Institutional holding: 17.42%
These figures collectively illustrate the bank’s robust financial health, operational efficiency, and market recognition, all contributing to the recent surge in its share price.
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