Bengal & Assam Company Quarterly Financial Trend Shows Positive Shift Amid Market Challenges

Nov 18 2025 04:02 PM IST
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Bengal & Assam Company, a key player in the Non Banking Financial Company (NBFC) sector, has exhibited a notable change in its financial trend for the quarter ending September 2025. The company’s financial trend parameter shifted from flat to positive, reflecting a significant adjustment in its quarterly performance metrics compared to previous periods.



During the quarter, Bengal & Assam reported its highest net sales at ₹642.38 crores, accompanied by a PBDIT of ₹191.12 crores, marking a peak in operating profitability. The operating profit to net sales ratio reached 29.75%, the highest recorded in recent quarters, indicating a favourable margin structure. Profit after tax (PAT) for the quarter stood at ₹218.89 crores, showing a growth rate of 71.7% relative to the preceding quarter. Additionally, profit before tax less other income (PBT less OI) was reported at ₹162.06 crores, also the highest in the recent quarterly timeline.




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Despite these positive quarterly figures, Bengal & Assam’s stock performance relative to the broader market has shown contrasting trends. Year-to-date, the stock has returned -21.51%, while the Sensex has recorded an 8.36% gain over the same period. Over the past year, the stock’s return was -22.42%, compared to the Sensex’s 9.48%. However, the company’s longer-term returns present a different picture, with a 3-year return of 136.21% and a 5-year return of 429.20%, significantly outpacing the Sensex’s respective returns of 37.31% and 91.65%. Over a decade, Bengal & Assam’s stock has delivered a remarkable 1204.74% return, compared to the Sensex’s 232.28%.



The stock’s current market price stands at ₹7,300.00, marginally below the previous close of ₹7,308.45. The 52-week trading range spans from ₹6,220.00 to ₹9,890.00, with the day’s trading high and low recorded at ₹7,369.25 and ₹7,251.00 respectively. The day change is noted at -0.12%, reflecting a relatively stable trading session amid broader market fluctuations.




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In terms of evaluation, the company’s Mojo Score currently stands at 42.0, with a recent adjustment in its grade from Hold to Sell as of 20 Oct 2025. This change reflects a revision in its financial trend parameter, triggered on 18 Nov 2025, signalling a shift in the company’s financial evaluation framework. The market capitalisation grade remains at 3, indicating a mid-tier valuation status within its sector.



Overall, Bengal & Assam Company’s recent quarterly results demonstrate a positive financial trend with peak revenue and profitability metrics. However, the stock’s short-term returns have lagged behind the broader market indices, contrasting with its strong long-term performance. Investors analysing this NBFC stock should consider both the recent financial trend adjustment and the broader market context when evaluating its potential.






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