Capital Small Finance Bank Hits All-Time Low Amidst Market Volatility and Declining Performance

Capital Small Finance Bank has experienced significant volatility, reaching an all-time low on March 12, 2025. The stock is currently trading just 1.13% above its 52-week low of Rs 253.1, reflecting a challenging performance trajectory. Today, the stock underperformed its sector by 3.33%, marking a decline of 4.05% compared to the Sensex's modest drop of 0.31%.
Over the past four days, Capital Small Finance Bank has seen a consecutive decline, totaling a loss of 7.21%. The stock's intraday low today was Rs 254.95, down 2.93%. In terms of moving averages, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend.

Despite these challenges, the bank maintains a low gross NPA ratio of 2.67% and has reported a healthy annual net profit growth rate of 21.71%. Recent quarterly results show record earnings, with interest earned at Rs 234.97 crore and a net interest income of Rs 107.12 crore. With a return on assets of 1.4 and a price-to-book value of 0.9, the bank's valuation remains attractive compared to peers. However, the stock has underperformed the broader market, with a year-to-date decline of 12.58%.