Chime Financial Hits 52-Week Low at $21.50 Amid Ongoing Struggles

Chime Financial, Inc., a small-cap player in the Computers - Software & Consulting industry, has reached a new 52-week low of USD 21.50 as of September 25, 2025. This significant drop highlights the company's ongoing struggles in a competitive market. Over the past year, Chime's performance has been lackluster, with a return of 0.00%, which contrasts sharply with the S&P 500's performance of 15.79%.
The company's financial metrics reveal a challenging landscape. Chime's pre-tax profit for the most recent quarter was recorded at a low of USD -924.42 million, while the net profit stood at USD -923.38 million, resulting in an earnings per share (EPS) of USD -2.49. Additionally, Chime's return on equity is notably negative at -67.57%, indicating significant losses relative to shareholder equity.

With a market capitalization of USD 9,085 million, Chime Financial's stock is currently trading at a price-to-book ratio of 6.36, suggesting that investors are paying a premium compared to the company's book value. The absence of a dividend yield further emphasizes the company's focus on navigating its current financial challenges.