Chime Financial Hits New 52-Week Low at $19.86 Amid Ongoing Struggles

Chime Financial, Inc., a small-cap player in the Computers - Software & Consulting industry, has reached a new 52-week low of USD 19.86 as of October 1, 2025. This significant decline highlights the company's ongoing struggles in a competitive market. Over the past year, Chime's performance has been notably underwhelming, with a return of 0.00%, contrasting sharply with the S&P 500's performance of 16.09%.
The company's financial metrics reveal a challenging landscape. Chime's pre-tax profit for the most recent quarter plummeted to USD -924.42 million, while the net profit stood at USD -923.38 million, resulting in an earnings per share (EPS) of USD -2.49. Additionally, the company's return on equity is reported at a negative 67.57%, indicating significant financial strain.

Chime Financial's market capitalization is currently USD 9,085 million, and it operates with a price-to-book ratio of 6.36. The stock's performance has raised concerns about its valuation, as it trades at levels that are considered risky compared to historical averages. As the company navigates these financial challenges, its recent price movement reflects the broader difficulties it faces in the current market environment.