Recent Price Movement and Market Context
On 19 Dec 2025, Goenka Business & Finance’s stock price touched Rs.6.41, the lowest level recorded in the past year. This price point represents a sharp decline from its 52-week high of Rs.21.91, indicating a loss of nearly 70.7% over the period. The stock has been on a downward trajectory for three consecutive trading sessions, cumulatively returning -15.96% during this span.
In comparison, the broader market has maintained a positive stance. The Sensex opened 274.98 points higher and was trading at 84,929.36, up 0.53% on the day. The index remains within 1.45% of its 52-week high of 86,159.02, supported by bullish moving averages where the 50-day moving average stands above the 200-day moving average. Mid-cap stocks have led gains with the BSE Mid Cap index rising by 1.26%.
Despite this favourable market environment, Goenka Business & Finance has lagged behind, underperforming its sector by 7.96% on the day. The stock is trading below all key moving averages – 5-day, 20-day, 50-day, 100-day, and 200-day – signalling sustained downward momentum.
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Financial Performance Overview
Goenka Business & Finance operates within the Non Banking Financial Company (NBFC) sector, which has seen mixed results across its constituents. The company’s financial data over the past year highlights several areas of concern. Net sales for the latest six months stand at Rs.39.26 crores, reflecting a contraction of 22.97% compared to previous periods. This decline in sales is consistent with a longer-term trend, as net sales have recorded an annual rate of change of -8.51%.
Profitability metrics have also shown notable declines. The Profit Before Tax excluding other income (PBT LESS OI) for the most recent quarter was Rs.-2.60 crores, representing a fall of 223.0% relative to the average of the preceding four quarters. Similarly, the Profit After Tax (PAT) for the quarter was Rs.-1.97 crores, down by 2526.7% compared to the previous four-quarter average. These figures indicate sustained losses over recent reporting periods.
Return on Equity (ROE), a key indicator of financial health, averaged 3.61% over the long term but has recently shifted to a negative figure of -9.9%. This shift reflects the company’s challenges in generating shareholder returns. The valuation metrics show a Price to Book Value ratio of 0.3, which suggests the stock is trading at a level considered fair relative to its peers’ historical valuations, despite the negative earnings performance.
Long-Term and Short-Term Performance Comparison
Over the past year, Goenka Business & Finance’s stock has delivered a return of -65.74%, a stark contrast to the Sensex’s positive return of 7.21% during the same period. This underperformance extends beyond the last year, with the stock lagging behind the BSE500 index over one year, three years, and the last three months.
The company’s market capitalisation grade is modest, reflecting its relatively smaller size within the NBFC sector. Majority shareholding is held by non-institutional investors, which may influence liquidity and trading dynamics.
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Sector and Market Positioning
As a Non Banking Financial Company, Goenka Business & Finance operates in a sector that has experienced varied performance across different players. While some NBFCs have benefited from improving credit demand and easing liquidity conditions, Goenka Business & Finance’s financial indicators suggest it has not yet realised such benefits. The stock’s trading below all major moving averages further emphasises the current subdued market sentiment towards the company.
In contrast, the broader market environment remains constructive. The Sensex’s position near its 52-week high and the leadership of mid-cap stocks highlight a divergence between Goenka Business & Finance’s performance and the overall market trend.
Summary of Key Metrics
To summarise, Goenka Business & Finance’s stock price at Rs.6.41 represents a 52-week low, with a year-to-date return of -65.74%. The company’s net sales and profitability have contracted over recent periods, with negative quarterly earnings and a negative ROE. The stock’s valuation metrics indicate a price to book ratio of 0.3, which aligns with peer valuations despite the financial setbacks. Market capitalisation remains modest, and the majority of shares are held by non-institutional investors.
These factors collectively contribute to the stock’s current position in the market and its relative underperformance compared to sector peers and benchmark indices.
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