Greencrest Financial Services Ltd Falls to 52-Week Low of Rs.0.54

Stock Performance and Market Context

On 20 Jan 2026, Greencrest Financial Services Ltd’s share price declined by 1.82%, closing at Rs.0.54, the lowest level in the past year. This marks a continuation of a three-day losing streak, during which the stock has fallen by 5.26%. The decline outpaced the sector’s performance, underperforming by 0.58% on the day. The stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating sustained downward momentum.

In contrast, the broader market index, Sensex, experienced a negative session, falling by 232.10 points or 0.33% to close at 82,975.28. Despite this, Sensex remains 3.84% below its 52-week high of 86,159.02, and has been on a three-week consecutive decline, losing 3.25% over that period. The index is trading below its 50-day moving average, although the 50DMA remains above the 200DMA, signalling mixed technical signals for the broader market.

Long-Term Performance and Valuation Metrics

Greencrest Financial Services Ltd’s one-year performance has been notably weak, with the stock declining by 37.21%, in stark contrast to the Sensex’s positive return of 7.66% over the same period. The stock’s 52-week high was Rs.0.88, indicating a substantial drop of 38.6% from that peak.

The company’s valuation metrics reflect challenges in its financial health. It currently trades at a price-to-book value of 0.4, which is considered expensive relative to its peers’ historical averages, especially given its negative return on equity (ROE) of -1.9%. This valuation premium despite weak fundamentals suggests market scepticism about the company’s growth prospects.

Financial Results and Profitability Trends

The company’s recent financial results have shown declines across key metrics. For the latest six-month period, profit after tax (PAT) stood at Rs.1.96 crore, reflecting a contraction of 56.25%. Quarterly net sales dropped sharply by 63.48% to Rs.5.65 crore, while profit before tax excluding other income (PBT less OI) fell by 42.44% to Rs.1.37 crore.

Operating profit growth has been negative over the long term, with an annualised decline of 0.40%. The average return on equity over time remains low at 2.89%, underscoring limited profitability and capital efficiency. These figures contribute to the company’s current strong sell rating, which was upgraded from a sell rating on 4 Aug 2025, reflecting deteriorating fundamentals.

Shareholding and Market Capitalisation

Greencrest Financial Services Ltd operates within the Diversified Commercial Services sector and industry. The majority of its shares are held by non-institutional investors, which may influence liquidity and trading dynamics. The company’s market capitalisation grade stands at 4, indicating a relatively modest market cap within its sector.

Despite the stock’s recent declines, the Mojo Score remains at 7.0, with the Mojo Grade currently classified as Strong Sell. This rating reflects the combination of weak financial metrics, valuation concerns, and recent price performance.

Technical Indicators and Market Sentiment

The stock’s position below all major moving averages signals persistent downward pressure. The 5-day, 20-day, 50-day, 100-day, and 200-day moving averages all lie above the current price, indicating a bearish trend across short, medium, and long-term horizons. This technical setup aligns with the stock’s recent performance and the broader market’s cautious stance.

While the Sensex has experienced some volatility, Greencrest Financial Services Ltd’s relative underperformance highlights company-specific factors influencing its share price. The divergence between the stock’s trajectory and the broader market’s movements emphasises the challenges faced by the company within its sector.

Summary of Key Metrics

To summarise, Greencrest Financial Services Ltd’s key data points as of 20 Jan 2026 are:

• New 52-week low price: Rs.0.54


• 52-week high price: Rs.0.88


• One-year stock return: -37.21%


• Sensex one-year return: +7.66%


• Latest six-month PAT: Rs.1.96 crore (-56.25%)


• Quarterly net sales: Rs.5.65 crore (-63.48%)


• Quarterly PBT less other income: Rs.1.37 crore (-42.44%)


• Return on equity (ROE): -1.9%


• Price to book value: 0.4


• Mojo Score: 7.0 (Strong Sell, upgraded from Sell on 4 Aug 2025)

These figures collectively illustrate the pressures on Greencrest Financial Services Ltd’s stock price and valuation, as well as the challenges reflected in its financial results and market positioning.

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