How has been the historical performance of Arman Financial?

Answer:The historical performance of Arman Financial shows significant growth in net sales and profitability over the years, with net sales reaching 730.04 Cr in March 2025, up from 661.46 Cr in March 2024 and 423.90 Cr in March 2023. The total operating income mirrored this trend, increasing to 730.04 Cr in March 2025. However, the operating profit (PBDIT) excluding other income decreased to 310.24 Cr in March 2025 from 494.91 Cr in March 2024, while the profit before tax also fell to 69.09 Cr from 228.09 Cr in the previous year. Consequently, profit after tax decreased to 52.07 Cr in March 2025 from 173.57 Cr in March 2024. Despite these fluctuations in profitability, earnings per share (EPS) were reported at 49.64 in March 2025, down from 165.62 in March 2024.

Breakdown:
Arman Financial's financial trajectory illustrates a robust increase in net sales from 190.94 Cr in March 2021 to 730.04 Cr in March 2025, indicating a strong upward trend. However, the operating profit margin saw a decline from 74.82% in March 2024 to 42.5% in March 2025, reflecting increased expenditures, particularly in other expenses which surged to 307.46 Cr in March 2025 from 94.96 Cr in March 2024. The total expenditure also rose significantly to 419.80 Cr in March 2025. In terms of profitability, profit before tax and profit after tax both experienced declines in March 2025, suggesting challenges in maintaining profit levels despite higher sales. The company's total liabilities increased to 2,615.90 Cr in March 2024, up from 2,022.70 Cr in March 2023, while total assets also rose to 2,615.90 Cr in March 2024, indicating a growing but potentially leveraged position. Cash flow from operating activities remained negative at -302.00 Cr in March 2024, although cash and cash equivalents improved to 118.00 Cr by the end of March 2024, reflecting a complex cash flow situation amidst rising operational challenges.