How has been the historical performance of AU Small Finance?

Answer:The historical performance of AU Small Finance has shown significant growth over the years, particularly in interest earned and net profit metrics.

Breakdown:
AU Small Finance has experienced a remarkable increase in interest earned, rising from 4,285.88 Cr in Mar'20 to 16,063.73 Cr in Mar'25. This growth is driven primarily by interest on advances, which surged from 2,374.19 Cr in Mar'19 to 13,368.35 Cr in Mar'25. The total income also saw a substantial rise, reaching 18,590.04 Cr in Mar'25 compared to 4,991.98 Cr in Mar'20. Net interest income followed a similar upward trend, climbing to 8,011.58 Cr in Mar'25 from 1,908.94 Cr in Mar'20. The profit before tax increased significantly, from 913.98 Cr in Mar'20 to 2,788.05 Cr in Mar'25, leading to a profit after tax of 2,105.93 Cr in Mar'25, up from 674.78 Cr in Mar'20. The company's total assets grew from 42,143.06 Cr in Mar'20 to 1,57,845.66 Cr in Mar'25, while total liabilities also increased, reflecting the growth in deposits from 26,163.93 Cr in Mar'20 to 1,24,268.54 Cr in Mar'25. Cash and cash equivalents at the end of Mar'25 stood at 9,466.00 Cr, up from 3,369.00 Cr in Mar'20, indicating improved liquidity. Overall, AU Small Finance has demonstrated robust growth across key financial metrics over the years.