How has been the historical performance of AU Small Finance?

Answer:The historical performance of AU Small Finance shows significant growth across various financial metrics from March 2019 to March 2025.

Breakdown:
AU Small Finance has demonstrated robust growth in interest earned, increasing from 2,949.13 Cr in March 2019 to 16,063.73 Cr in March 2025. This growth is primarily driven by interest on advances, which rose from 2,374.19 Cr to 13,368.35 Cr over the same period. Total income also saw a substantial increase, reaching 18,590.04 Cr in March 2025, up from 3,411.04 Cr in March 2019. Net interest income followed suit, climbing to 8,011.58 Cr from 1,342.60 Cr. However, interest expended also increased, from 1,606.53 Cr to 8,052.15 Cr. The profit before tax surged to 2,788.05 Cr in March 2025, compared to 580.13 Cr in March 2019, while profit after tax reached 2,105.93 Cr, up from 381.81 Cr. The company's reserves grew significantly, from 2,870.53 Cr to 16,421.75 Cr, and the book value per share increased from 71.1 to 228.9. On the balance sheet, total assets rose from 42,143.06 Cr in March 2019 to 1,57,845.66 Cr in March 2025, with deposits also increasing from 26,163.93 Cr to 1,24,268.54 Cr. Cash and cash equivalents improved, closing at 9,466.00 Cr in March 2025, up from 3,369.00 Cr in March 2019. Overall, AU Small Finance has shown a consistent upward trajectory in its financial performance over the years.