How has been the historical performance of Bandhan Bank?

Answer:The historical performance of Bandhan Bank shows a consistent growth trajectory in various financial metrics over the years.

Breakdown:
Bandhan Bank's interest earned has increased significantly from INR 10,885.49 crore in March 2020 to INR 21,948.23 crore in March 2025. This growth is primarily driven by interest on advances, which rose from INR 5,727.23 crore in March 2019 to INR 19,367.46 crore in March 2025. The bank's total income also reflects this upward trend, climbing from INR 7,706.42 crore in March 2019 to INR 24,914.83 crore in March 2025. Net interest income has followed suit, reaching INR 11,490.58 crore in March 2025, up from INR 4,495.42 crore in March 2019. However, total expenditure has also risen, from INR 1,810.28 crore in March 2019 to INR 7,068.50 crore in March 2025, impacting profitability. Profit before tax has shown volatility, peaking at INR 4,053.42 crore in March 2020 before declining to INR 3,623.28 crore in March 2025. Profit after tax has increased from INR 1,951.50 crore in March 2019 to INR 2,745.30 crore in March 2025. The bank's total assets have grown from INR 91,905.37 crore in March 2020 to INR 1,91,835.64 crore in March 2025, while total liabilities have similarly increased from INR 91,905.37 crore to INR 1,91,835.64 crore during the same period. Cash and cash equivalents saw fluctuations, ending at INR 9,567 crore in March 2025, down from INR 16,168 crore in March 2024. Overall, Bandhan Bank has demonstrated strong growth in income and assets, despite facing challenges in maintaining profitability and cash flow stability.