How has been the historical performance of Bandhan Bank?

Answer:The historical performance of Bandhan Bank shows a consistent growth trajectory in various financial metrics over the years.

Breakdown:
Bandhan Bank's interest earned has increased significantly from INR 10,885.49 crore in March 2020 to INR 21,948.23 crore in March 2025, reflecting a strong upward trend. The net interest income also rose from INR 6,323.91 crore in March 2020 to INR 11,490.58 crore in March 2025. Total income followed suit, climbing from INR 12,434.69 crore in March 2020 to INR 24,914.83 crore in March 2025. However, interest expended also increased, from INR 4,561.58 crore in March 2020 to INR 10,457.65 crore in March 2025, indicating rising costs. The profit before tax saw a notable increase from INR 4,053.42 crore in March 2020 to INR 3,623.28 crore in March 2025, while profit after tax improved from INR 3,023.74 crore in March 2020 to INR 2,745.30 crore in March 2025. The bank's total assets grew from INR 91,905.37 crore in March 2020 to INR 1,91,835.64 crore in March 2025, and total liabilities increased from INR 91,905.37 crore to INR 1,91,835.64 crore in the same period. Cash and cash equivalents fluctuated, ending at INR 9,567 crore in March 2025, down from INR 16,168 crore in March 2024. Overall, Bandhan Bank has demonstrated robust growth in income and assets, although it has faced challenges with rising expenditures and fluctuating cash reserves.