How has been the historical performance of Bank of Maha?

Answer:The historical performance of Bank of Maha shows significant growth in various financial metrics over the years, particularly from March 2019 to March 2025.

Breakdown:
Bank of Maha has demonstrated a robust increase in interest earned, rising from 10,849.60 Cr in March 2019 to 24,947.45 Cr in March 2025. This growth is driven by substantial gains in interest on advances, which grew from 6,566.64 Cr to 19,291.51 Cr during the same period. The bank's total income also saw a notable rise, reaching 28,401.62 Cr in March 2025, up from 12,397.06 Cr in March 2019. Net interest income followed a similar upward trajectory, increasing from 3,733.48 Cr to 11,665.57 Cr. The bank's profit before tax improved significantly, moving from a loss of 5,129.32 Cr in March 2019 to a profit of 5,722.48 Cr in March 2025, while profit after tax also surged from a loss of 4,783.88 Cr to a profit of 5,519.79 Cr. The capital adequacy ratio improved to 20.53% in March 2025, indicating a strong capital position, and deposits rose sharply from 1,50,066.40 Cr to 3,07,142.61 Cr. The bank's net profit margin reached 22.13% in March 2025, reflecting efficient management of expenses, which also increased but at a slower pace than income. Overall, Bank of Maha's financial performance has shown a consistent upward trend, highlighting its recovery and growth over the years.