How has been the historical performance of Central Bank?

Answer:The historical performance of Central Bank shows a significant improvement in various financial metrics over the years, particularly from March 2021 to March 2025.

Breakdown:
Central Bank's interest earned has increased from 22,730.23 Cr in March 2021 to 33,665.85 Cr in March 2025, reflecting a strong growth trend. The net interest income also rose from 8,245.04 Cr in March 2021 to 13,896.89 Cr in March 2025, indicating improved profitability. Total income grew from 25,845.90 Cr in March 2021 to 39,520.44 Cr in March 2025, while interest expended increased from 14,485.19 Cr to 19,768.96 Cr in the same period. The profit before tax turned positive, moving from a loss of 1,323.61 Cr in March 2021 to a profit of 4,934.27 Cr in March 2025, and profit after tax followed suit, rising from a loss of 887.58 Cr to a profit of 3,785.26 Cr. The bank's net profit margin improved significantly, reaching 11.24% in March 2025 compared to -3.9% in March 2021. Additionally, total assets increased from 3,70,089.57 Cr in March 2021 to 4,79,288.93 Cr in March 2025, while total liabilities also grew from 3,70,089.58 Cr to 4,79,288.92 Cr. The bank's capital adequacy ratio improved from 12.78% in March 2021 to 17.02% in March 2025, indicating a stronger capital position. Overall, Central Bank has shown a robust recovery and growth trajectory in its financial performance over the past few years.