How has been the historical performance of Central Bank?

Sep 15 2025 10:42 PM IST
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Central Bank's historical performance from March 2021 to March 2025 shows significant growth, with interest earned rising from 22,730.23 Cr to 33,665.85 Cr, and profit before tax improving from a loss of 1,323.61 Cr to a profit of 4,934.27 Cr. Total assets increased from 3,70,089.57 Cr to 4,79,288.93 Cr, while the capital adequacy ratio strengthened from 12.78% to 17.02%.
Answer:
The historical performance of Central Bank shows a significant upward trend in key financial metrics over the years, particularly from March 2021 to March 2025. Breakdown: Central Bank's interest earned has increased from 22,730.23 Cr in March 2021 to 33,665.85 Cr in March 2025, reflecting a strong growth trajectory. The bank's net interest income also rose from 8,245.04 Cr in March 2021 to 13,896.89 Cr in March 2025, indicating improved profitability. Total income followed a similar trend, climbing from 25,845.90 Cr in March 2021 to 39,520.44 Cr in March 2025. Despite rising interest expended, which increased from 14,485.19 Cr in March 2021 to 19,768.96 Cr in March 2025, the profit before tax surged from a loss of 1,323.61 Cr in March 2021 to a profit of 4,934.27 Cr in March 2025. Profit after tax also improved significantly, moving from a loss of 887.58 Cr in March 2021 to a profit of 3,785.26 Cr in March 2025. The bank's total assets grew from 3,70,089.57 Cr in March 2021 to 4,79,288.93 Cr in March 2025, while total liabilities increased from 3,70,089.58 Cr to 4,79,288.92 Cr in the same period. The capital adequacy ratio improved from 12.78% in March 2021 to 17.02% in March 2025, showcasing a stronger capital position. Cash and cash equivalents decreased from 38,951.00 Cr in March 2021 to 36,196.00 Cr in March 2025, reflecting a tighter liquidity position despite overall growth.
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