How has been the historical performance of Chola Financial?

Answer:Chola Financial has shown significant growth in its historical performance, particularly in net sales and profit metrics over the past several years.

Breakdown:
From March 2019 to March 2025, Chola Financial's net sales increased from 10,925.63 Cr to 33,125.33 Cr, reflecting a robust upward trend. Total operating income followed a similar trajectory, rising from 10,925.63 Cr in March 2019 to 33,125.33 Cr in March 2025. Operating profit (PBDIT) also saw substantial growth, climbing from 5,799.57 Cr in March 2019 to 19,189.35 Cr in March 2025, with an operating profit margin of 56.92% in the latest year. Profit before tax rose from 2,134.79 Cr in March 2019 to 6,399.56 Cr in March 2025, while profit after tax increased from 1,413.72 Cr to 4,733.98 Cr over the same period. The company's total assets grew significantly from 75,167.53 Cr in March 2020 to 2,23,688.33 Cr in March 2025, indicating strong asset accumulation. However, total liabilities also increased from 55,117.47 Cr to 1,74,366.44 Cr during this time. Cash flow from operating activities remained negative, reflecting challenges in cash generation, but net cash inflow improved to 4,412.00 Cr in March 2025, up from a negative cash flow in previous years. Overall, Chola Financial's performance demonstrates a strong growth trajectory in sales and profitability, despite ongoing challenges in cash flow management.