How has been the historical performance of Chola Financial?

Answer:Chola Financial has shown significant growth in its historical performance, particularly in net sales and profit metrics over the past several years.

Breakdown:
From March 2019 to March 2025, Chola Financial's net sales increased from 10,925.63 crore to 33,125.33 crore, reflecting a robust upward trend. Total operating income followed a similar trajectory, rising from 10,925.63 crore in March 2019 to 33,125.33 crore in March 2025. The company's operating profit (PBDIT) also saw substantial growth, climbing from 5,799.57 crore in March 2019 to 19,189.35 crore in March 2025. Profit before tax increased from 2,134.79 crore to 6,399.56 crore in the same period, while profit after tax rose from 1,413.72 crore to 4,733.98 crore. The earnings per share (EPS) improved significantly from 37.12 in March 2019 to 115.74 in March 2025, indicating enhanced shareholder value. On the balance sheet, total assets grew from 75,167.53 crore in March 2020 to 2,23,688.33 crore in March 2025, with total liabilities also increasing from 55,117.47 crore to 1,74,366.44 crore. Cash flow from operating activities remained negative but improved from -34,201 crore in March 2025 compared to previous years, while net cash inflow turned positive at 4,412 crore in March 2025, showcasing a recovery in cash management. Overall, Chola Financial's performance reflects a strong growth trajectory across key financial metrics.