How has been the historical performance of City Union Bank?

Answer:The historical performance of City Union Bank shows a consistent growth trajectory in various financial metrics over the years.

Breakdown:
City Union Bank's interest earned increased from 4,104.78 Cr in Mar'22 to 5,834.04 Cr in Mar'25, reflecting a steady upward trend. The total income also rose significantly, reaching 6,732.10 Cr in Mar'25 from 4,863.86 Cr in Mar'22. Net interest income followed a similar pattern, growing from 1,916.49 Cr in Mar'22 to 2,315.71 Cr in Mar'25. However, total expenditure, excluding depreciation, also increased, amounting to 1,535.15 Cr in Mar'25 compared to 1,080.26 Cr in Mar'22. Profit before tax saw a notable rise, reaching 1,416.63 Cr in Mar'25, up from 985.17 Cr in Mar'22, while profit after tax increased to 1,123.63 Cr from 760.17 Cr in the same period. The bank's total assets grew from 61,530.91 Cr in Mar'22 to 77,623.22 Cr in Mar'25, and total liabilities increased from 61,530.92 Cr to 77,623.21 Cr. The net profit margin remained relatively stable, with a slight decrease to 19.26% in Mar'25 from 18.52% in Mar'22. Cash and cash equivalents decreased to 5,290.00 Cr in Mar'25 from 6,686.00 Cr in Mar'22, indicating fluctuations in liquidity. Overall, City Union Bank has demonstrated robust growth in income and profitability, alongside an increase in assets and liabilities over the years.