How has been the historical performance of City Union Bank?

Answer:The historical performance of City Union Bank shows a consistent growth trajectory in various financial metrics over the years.

Breakdown:
City Union Bank's interest earned has increased from 4,104.78 Cr in March 2022 to 5,834.04 Cr in March 2025, reflecting a steady upward trend. The bank's total income also rose significantly, reaching 6,732.10 Cr in March 2025, up from 4,863.86 Cr in March 2022. Net interest income followed a similar pattern, growing from 1,916.49 Cr in March 2022 to 2,315.71 Cr in March 2025. However, total expenditure, excluding depreciation, increased from 1,080.26 Cr in March 2022 to 1,535.15 Cr in March 2025, indicating rising operational costs. Profit before tax improved from 985.17 Cr in March 2022 to 1,416.63 Cr in March 2025, while profit after tax also saw growth, reaching 1,123.63 Cr in March 2025 compared to 760.17 Cr in March 2022. The bank's total assets grew from 61,530.91 Cr in March 2022 to 77,623.22 Cr in March 2025, and total liabilities increased from 61,530.92 Cr to 77,623.21 Cr in the same period. Cash and cash equivalents decreased from 6,686.00 Cr in March 2022 to 5,290.00 Cr in March 2025, indicating a decline in liquidity. Overall, City Union Bank has demonstrated robust growth in income and profit metrics, despite rising costs and a decrease in cash reserves.