How has been the historical performance of DCB Bank?

Answer:The historical performance of DCB Bank shows a consistent growth trajectory across various financial metrics over the years leading up to March 2025.

Breakdown:
DCB Bank's interest earned has steadily increased from INR 3,041.49 crore in March 2019 to INR 6,470.59 crore in March 2025, reflecting a robust growth in income from investments and advances. The net interest income also rose significantly, reaching INR 2,106.57 crore in March 2025, up from INR 1,149.29 crore in March 2019. Total income followed a similar upward trend, climbing from INR 3,391.65 crore in March 2019 to INR 7,221.10 crore in March 2025. Despite rising interest expenditures, which increased from INR 1,892.20 crore to INR 4,364.02 crore over the same period, the profit before tax improved from INR 506.54 crore to INR 828.61 crore. The profit after tax also saw a notable increase, growing from INR 325.37 crore in March 2019 to INR 615.33 crore in March 2025. The bank's total assets expanded from INR 35,827.15 crore in March 2019 to INR 63,107.19 crore in March 2024, while total liabilities increased from INR 35,827.15 crore to INR 63,107.21 crore in the same period. Cash and cash equivalents showed a positive trend, with a closing balance of INR 3,065 crore in March 2024 compared to INR 2,793 crore in March 2019. Overall, DCB Bank has demonstrated strong growth in its financial performance metrics, indicating a solid operational foundation and effective management strategies.