How has been the historical performance of DCB Bank?

Sep 15 2025 10:43 PM IST
share
Share Via
DCB Bank has demonstrated strong financial growth from March 2019 to March 2025, with significant increases in interest earned, total income, and profitability, while facing challenges with rising gross NPAs. Despite these issues, the bank maintains a healthy capital adequacy ratio of 16.77% as of March 2025.
Answer:
DCB Bank has shown a consistent growth trajectory in its financial performance over the years, particularly from March 2019 to March 2025. The interest earned increased significantly from 3,041.49 crore in March 2019 to 6,470.59 crore in March 2025. This growth is reflected in the total income, which rose from 3,391.65 crore in March 2019 to 7,221.10 crore in March 2025. The net interest income also demonstrated a positive trend, increasing from 1,149.29 crore in March 2019 to 2,106.57 crore in March 2025. Profit before tax saw a notable rise from 506.54 crore in March 2019 to 828.61 crore in March 2025, while profit after tax increased from 325.37 crore to 615.33 crore during the same period.

The bank's total assets grew from 76,892.75 crore in March 2025 compared to 38,538.36 crore in March 2020, indicating robust expansion. Deposits surged from 30,369.93 crore in March 2020 to 60,030.95 crore in March 2025, highlighting increased customer trust and business growth. However, the amount of gross NPAs increased from 439.48 crore in March 2019 to 1,554.43 crore in March 2025, and the percentage of gross NPAs rose from 1.84% to 2.99%, indicating some challenges in asset quality. Despite this, the capital adequacy ratio remained strong, with a total of 16.77% in March 2025. Overall, DCB Bank's financial performance reflects a strong growth trajectory, marked by increasing income and profitability, alongside challenges in asset quality management.

Breakdown:
DCB Bank's interest earned has shown a remarkable increase from 3,041.49 crore in March 2019 to 6,470.59 crore in March 2025, contributing to a total income growth from 3,391.65 crore to 7,221.10 crore over the same period. The net interest income rose from 1,149.29 crore to 2,106.57 crore, while profit before tax increased from 506.54 crore to 828.61 crore, and profit after tax grew from 325.37 crore to 615.33 crore. The bank's total assets expanded significantly from 38,538.36 crore in March 2020 to 76,892.75 crore in March 2025, with deposits also rising from 30,369.93 crore to 60,030.95 crore. However, the gross NPAs increased from 439.48 crore to 1,554.43 crore, with the percentage of gross NPAs rising from 1.84% to 2.99%. Despite these challenges, the capital adequacy ratio remained healthy at 16.77% in March 2025, indicating a solid foundation for future growth.
{{stockdata.stock.stock_name.value}} Live

{{stockdata.stock.price.value}} {{stockdata.stock.price_difference.value}} ({{stockdata.stock.price_percentage.value}}%)

{{stockdata.stock.date.value}} | BSE+NSE Vol: {{stockdata.index_name}} Vol: {{stockdata.stock.bse_nse_vol.value}} ({{stockdata.stock.bse_nse_vol_per.value}}%)


Our weekly and monthly stock recommendations are here
Loading...
{{!sm.blur ? sm.comp_name : ''}}
Industry
{{sm.old_ind_name }}
Market Cap
{{sm.mcapsizerank }}
Date of Entry
{{sm.date }}
Entry Price
Target Price
{{sm.target_price }} ({{sm.performance_target }}%)
Holding Duration
{{sm.target_duration }}
Last 1 Year Return
{{sm.performance_1y}}%
{{sm.comp_name}} price as on {{sm.todays_date}}
{{sm.price_as_on}} ({{sm.performance}}%)
Industry
{{sm.old_ind_name}}
Market Cap
{{sm.mcapsizerank}}
Date of Entry
{{sm.date}}
Entry Price
{{sm.opening_price}}
Last 1 Year Return
{{sm.performance_1y}}%
Related News