How has been the historical performance of DCB Bank?

Answer:The historical performance of DCB Bank shows a consistent growth trend across various financial metrics from March 2019 to March 2025. Breakdown: DCB Bank's interest earned has increased significantly from 3,041.49 crore in March 2019 to 6,470.59 crore in March 2025, indicating strong revenue growth. The bank's net interest income also rose from 1,149.29 crore in March 2019 to 2,106.57 crore in March 2025. Total income followed a similar upward trajectory, climbing from 3,391.65 crore to 7,221.10 crore over the same period. Profit before tax increased from 506.54 crore in March 2019 to 828.61 crore in March 2025, while profit after tax grew from 325.37 crore to 615.33 crore, reflecting improved profitability. The bank's total assets expanded from 76,892.75 crore in March 2025 compared to 38,538.36 crore in March 2020, demonstrating robust asset growth. Deposits surged from 30,369.93 crore in March 2020 to 60,030.95 crore in March 2025, indicating strong customer confidence. However, the net NPAs increased from 153.77 crore in March 2019 to 571.55 crore in March 2025, with a slight rise in the percentage of net NPAs from 0.65% to 1.12%. The bank's capital adequacy ratio remained healthy, standing at 16.77% in March 2025. Overall, DCB Bank has shown a solid performance with significant growth in income and profitability, alongside a steady increase in assets and deposits.